Characteristics of Postpaid System and Prepaid System in Medical Insurance Payment

The characteristics of post-payment system and pre-payment system in medical insurance payment are as follows.

1, the advantage of post-payment system is that it can mobilize the enthusiasm of medical service providers and patients have more choices for media treatment services. Its disadvantage is that suppliers can easily induce demand, leading to overuse of medical services, and it is difficult to effectively control the excessive growth of medical expenses.

2. The advantage of prepayment system is that it can better control the overuse of medical services, thus controlling the excessive growth of medical expenses. Its disadvantage is that medical service providers may reduce the quantity and quality of medical services for their own benefit.