Traditional Culture Encyclopedia - Traditional customs - What is the chip card of China Industrial and Commercial Bank?

What is the chip card of China Industrial and Commercial Bank?

1. Debit cards of China Industrial and Commercial Bank are divided into magnetic stripe cards, pure chip cards and magnetic stripe chip composite cards according to media types. According to the types of customers, the debit cards of China Industrial and Commercial Bank include ICBC Link Card, ICBC Wealth Management Account Card and ICBC Wealth Management Account Card. According to the Articles of Association for Debit Cards of Industrial and Commercial Bank of China, Article 3 Debit cards are divided into magnetic stripe cards, pure chip cards and magnetic stripe chip composite cards according to media types (hereinafter, pure chip cards and magnetic stripe chip composite cards are collectively referred to as chip cards).

2. The chip card of China Industrial and Commercial Bank is a bank card with two different chips: pure chip card and magnetic stripe chip composite card. Pure chip card takes the chip as the only transaction medium, which can be accepted by contact or non-contact. It has the functions of debit and electronic cash, and can only be used at the acceptance point with chip reading equipment. Compared with the traditional magnetic stripe card and chip magnetic stripe composite card, it has higher security. Icbc's pure chip debit card has three types: ICBC wealth management account card, wealth management account card and ICBC Link card. The magnetic stripe chip composite card can support both chip and magnetic stripe, and read the chip when it can be used at the acceptance point of the chip, and read the magnetic stripe at other acceptance points, which is the same as the traditional magnetic stripe card.

1. What kinds of savings cards do ICBC have?

according to the brand of our savings card, there are moneylink card, wealth management account card and ICBC wealth management account card; According to the function of cards, there are chip cards (including single chip cards and magnetic stripe chip composite cards) and magnetic stripe cards; According to the types of joint names, there are rational financial business friend cards, military security cards, and Funong Link cards. According to the distribution area, there are national savings cards and regional savings cards.

2. What kinds of cards does ICBC have?

nowadays, bank cards are generally divided into: savings cards; Debit card; Quasi-credit card; Credit card. And a savings card and a debit card are almost the same. This card can't be overdrawn. Credit cards can be overdrawn, and you can pay the bill by swiping the card without a penny in it. CCB's credit card has only one kind of dual-currency credit card (the following small types are also divided into many types), which are RMB and USD cards and can be used both at home and abroad. The cards handled by major banks are basically divided in this way. Of course, if you go to the bank and tell them to open an account, it is usually an ordinary debit card.

3. What types of ICBC cards are there?

Debit cards include: Peony Link Card, Peony Link Card E Times, Peony International Debit Card, and Financial Account Card. Quasi-credit cards include: Peony Credit Card: Peony Platinum Card, Peony American Express Card, Peony International Credit Card and Peony Co-branded Card: Peony CNPC International Credit Card, Peony HNA International Credit Card, Peony Shanghai Airlines International Credit Card, Peony Student Card, Peony New World Credit Card and Peony World Cup Card.