Pudong Development Bank

Low-carbon concepts such as green mobility, garbage classification, and new energy vehicles have been y rooted in people's daily lives, and in September 2020, China put forward the goal of "double carbon" to further accelerate the green transformation of society and economy. Green finance, which provides "ammunition" for the transition, has also reached the "C position". Among them, as the main force of the bank, the layout of low-carbon finance has been extended to more and more business areas.

August 2021, Pudong Development Bank credit card in the industry took the lead in the launch of the "Pudong Development Bank green low-carbon theme credit card", aimed at cardholders to promote the new concept of low-carbon life, to become a practitioner of financial innovation. The company's first step was to launch a new credit card with the aim of promoting the concept of low-carbon life to the cardholders and becoming a practitioner of financial innovation.

Conforms to the low-carbon theme of "green" and becomes a pioneer of green innovation.

Green, low-carbon and sustainable development is an important connotation of China's high-quality development. The role of finance is becoming more and more prominent in the practice of promoting the "dual-carbon" goal. In addition to green credit and green bonds, innovative green financial products and services related to carbon emission reduction are expanding, and the banking industry is actively utilizing a variety of financial tools to support the development of a low-carbon economy.

A survey of 2,500 people showed that the knowledge and behavior of low-carbon practices have not yet been unified. Respondents' knowledge of low-carbon actions was 76 percent, but only 32 percent practiced them. Low-carbon requirements have not yet become a social norm, and the lack of positive feedback is the main reason for the low level of practice of low-carbon green living.

"Banks providing targeted green financial services can guide more subjects to participate in carbon emission reduction." Some industry insiders said. Based on this consideration, Pudong credit card occupies the forefront of the industry, and actively comply with the "green" low carbon theme, to explore the credit card and green low-carbon combination of the new way.

Last August, Pudong credit card in the industry launched "Pudong UnionPay green low-carbon theme credit card", to drive more cardholders low-carbon investment. Pudong Development Bank combed out the brand green low-carbon strategy of the prototype: grasp the 2C business inclusive, wide range of business characteristics, through credit card product innovation, integration of low-carbon products consumer finance, low-carbon lifestyle. It provides users with new options for realizing green and low-carbon consumption, thus achieving the ultimate goal of practicing the concept of green and low-carbon.

Deeply digging into the consumption scene, building a three-dimensional ecology of five business sectors.

Bank cards are only as good as the users they serve, and can only play a greater role when combined with consumer scenarios. In the 10 months since the launch of the Pudong Bank Green Low Carbon Theme Credit Card, the Pudong Bank Credit Card has constructed a multi-dimensional business ecosystem of five plates, covering the Green Low Carbon Theme Card Product, Green Points System, New Energy Vehicle Activity, Green Travel, and Green Business Circle. The five major sections of the progressive, can be said to be based on the "green low-carbon" combination of punches.

The first level is the green low-carbon theme credit card launched by Pudong Development Credit Card, which is full of green rights and interests. The first is a new credit card that gives you 100 yuan, as well as a theme activity with a distinctive low-carbon character, such as the "public **** traffic reduction rights".

The third level is green travel. The most important thing to remember is the fact that you can't afford to lose any of the money you've been spending on your own. During the campaign period, cardholders who use their Pudong UnionPay credit cards to take the bus, subway, public **** payment, cycling, new energy vehicle charging and other services will have the opportunity to obtain additional points. In addition to extra points, there are also card refunds, discount coupons for riding public **** transportation and other privileges.

The fourth level is to expand the green scene to car purchase. Pudong Credit Card has keenly captured the rapid development of new energy vehicles, and has laid out green credit on the basis of traditional credit advantages. Users can enjoy reduced fees by simply purchasing a new energy vehicle designated by the automobile brand at a partner car dealer store. This green credit

These five businesses, from card-carrying integral rights and benefits to consumption preferences in different green scenarios, are multi-perspective and multi-level, tailored to the actual needs of users, and constantly guiding users to choose a green and low-carbon lifestyle in an incentive manner, which shows their dedication.

Continuously enriching the "network" of green financial services and stimulating consumption potential.

The Pudong credit card is constantly enriching its green financial service "contacts". The company has also launched a series of green low-carbon themed activities in conjunction with the Earth Day and World Environment Day to strengthen the guidance of the cardholders' green and low-carbon lifestyles. In addition, it is also linked to the high-quality business district merchant brand to carry out green consumption credit card refund activities, and WeChat cooperation launched "WeChat ride" activities, for the development of the credit card industry quietly injected a new wind.

According to the relevant person in charge of credit cards at Pudong Development Bank, the subsequent card center will also plan to continue to launch the green low-carbon related business, personal credit card accounts and consumption to make more business innovation, worth looking forward to.

In fact, Pudong Development Bank has always maintained a leading position in the field of green finance and dual-carbon finance. From the first "carbon bond" in the domestic banking industry in 2014 to the completion of the first "CCER pledge financing business" in 2015, revitalizing the carbon assets of small and medium-sized enterprises (SMEs); and from the first "over-the-counter" (OTC) carbon derivatives clearing business clearing business in 2016, Pudong Development Bank has been a leader in green finance and dual-carbon finance. The bank also launched a set of three-dimensional carbon account system for corporate and individual customers last year, which is a benchmark in the industry and helps the high-quality development of the green industry.

Credit cards, as a sub-division of Pudong Development Bank, are also practitioners of financial innovation and promoters of green low-carbon. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you'll be able to do that. Pudong Development Credit Card, under the top-level design framework of "green bank", earnestly implement the policy of green finance, customer-centered, strategic planning transformation rhythm. Pudong Development Bank will continue to grasp the opportunity of the boom, the depth of the integration of financial services for the benefit of the people, return to the origin of consumption, for the sustainable development of the green low-carbon cause to contribute to the financial power.

Proofreading Wang Xin

Related Questions and Answers: Pudong Development Bank card can only enter the counter can transfer Pudong Development Bank card can only enter the counter can not transfer 1. Internet banking transfer 2. Log on to the bank's official website, click on the Internet banking login; 3. Fill in the correct user name and password to complete the log-in; 4. ATM machine transfers 5. Insert the bank card into the ATM, enter the password to log in; 6. Retrieve the transfer remittance vouchers, ID card can be used. Shanghai Pudong Development Bank (referred to as: Pudong Development Bank or Shanghai Pudong Development Bank) is a national joint-stock commercial bank approved by the People's Bank of China for preparatory work on August 28, 1992, opened on January 9, 1993, and listed on the Shanghai Stock Exchange in 1999 (stock trading code: 600000), with its head office in Shanghai. At present, the registered capital is RMB 29.352 billion. With its good performance and reputation for integrity, Pudong Development Bank has become a highly regarded and respected listed company in China's securities market. Related Q&A: Pudong Development Bank Credit Card?

As a senior answer to the card circle, first of all, congratulate the subject to harvest the hands of the first credit card, the amount of 7000, is not low (when the answer to the first credit card amount of only 5000, with 3 years do not raise the amount of a rage in the cancellation of the card).

First, to answer your question briefly, there is no annual fee for the first year of this card. The "first year" is the billing year, not the natural year. For example, if you open your card on December 1, 2019, you will not be charged an annual fee for the entire year from now until December 1, 2020, regardless of whether you swipe the card or not.

Beginning of the following year (December 2, 2020 to start counting), each billing year, swipe the card no less than 6 times (no matter what type of swipe, wechat, alipay, huawei pay are all counted), then waive the annual fee for that year.

In fact, even if you did not brush enough 6 times that year, there are ways to get rid of the annual fee, free of annual fee method to tell you later.

After that is a more detailed answer, you can skip it.

----------------------------------------

Pudong Development Bank's credit card has always been the credit card circle network red bank, the birth of the credit card has always been a high credit card amount, points multiples, rich activities, play card restrictions less, the prize is generous known in the card circle popularity has been very high.

Specifically went to look at the card you did. The main benefits are as follows:

One by one:

Credit limit. Not to mention, all understand. It's important to mention here that credit cards are generally categorized as Plain, Gold, Platinum, and higher. For us in general, the maximum credit limit of the universal card is within 20,000 dollars. Gold cards range from 10-50k. If you want a card with a limit of more than 50,000, it's best to apply for a platinum type of card at the outset, to avoid the subsequent limit has a ceiling, but also have to change the card trouble.

Withdrawal limit: 50%. The first thing you need to do is to get your hands on a new one, and you'll be able to do that. For example, your quota 7000, sometimes such as double 11, not enough to use, you can apply to mention the temporary credit, the validity period is generally 1 month. That temporary quota is generally how much, that is, 50% of your fixed quota, that is, 7000 * 50% = 3500. equal to more than ￥ 3500 quota.

Annual fee: 180 yuan (free of the first year, brush 6 times free of the next year). It has been explained above, what is the first year, the next year. In short, the first year does not matter. Starting from the next year, use whatever you want, WeChat, Alipay, cloud flash payment can be counted, and any amount can be counted every time you swipe your card, 0.01 RMB is counted. Full 6 times will be fine. It is recommended that you bind this card to WeChat as the default payment card, so you don't need to remember this.

Interest-free period: 50 days. Crawl doesn't talk about those formulas or anything, swoon. You just install a Pudong Development Bank credit card APP, watch him remind you of, a few days before you must repay. The card you swipe today, most eat 50 days later must be paid back. Generally banks are 50-56 days. The difference is not much.

Card attributes: never mind, there is little difference between most cards today.

The last is a series of its so-called rights and benefits, in fact, for us, there is no impact, do not care. The first annual fee waiver is enough.

Enjoying Pudong's many merchant offers, this point to mention, Pudong's activities are particularly numerous, especially points activities. Now almost all of the card, brush card is 2 times points (that is, brush 1 yuan, get 2 points, the vast majority of other banks are 1 times points), usually a lot of merchants are preferential, pay more attention to.

It is recommended that you download the official Pudong credit card app.

Finally, I'll sneak you in and tell you the big way to get rid of the annual fee:

1. At the end of the year, you can call Pudong credit card customer service, and ask directly if all the Pudong credit cards under your name meet the number of times that you can get rid of the annual fee for swiping the card. The customer service will tell you, each card, whether to meet. Remember, it's easiest and simplest to call directly.

2. Regularly look at your bill, and find that there is an annual fee item of expenditure, immediately call customer service, remember, call! Most convenient!!! You said, you forgot to brush your card, this week to make up enough times to brush your card, hopefully can be free of the annual fee. The customer basically waives the annual fee for you and then asks you to just swipe it 6 times in 1 month. Then you charge 6 bills right away, and it's done. This is the card circle called talk

In short, credit card do not understand, you can private message me. I'll tell you everything.

Love card love life, I'm crawling brother ~~ wow