What are the types of enterprise asset risk structure and how to avoid enterprise asset risk through financial analysis?

A: The asset risk structure of an enterprise can be divided into three types:

1. Conservative asset structure,

Current assets account for a large proportion of total assets. Under this asset structure, the liquidity of enterprise assets is good, thus reducing the risk of enterprises. However, due to the small proportion of non-current assets with high income level, the profit level of enterprises also decreases. Therefore, the risk and income level of enterprises is low.

Second, the risk-based asset structure,

Refers to the small proportion of current assets to total assets. Under this asset structure, the liquidity and liquidity of enterprise assets are weak, which increases the risk of enterprises. However, due to the large proportion of non-current assets with high income level, the profitability of enterprises has also improved. Therefore, the risk and income level of enterprises is high.

Third, the moderate asset structure.

Refers to the asset structure between conservatism and risk.

The methods to avoid the risk of enterprise assets through financial analysis are as follows:

First, carefully analyze the macro-environment of financial management and its changes, and improve the adaptability and adaptability of enterprises to changes in financial management environment.

Second, in order to prevent financial risks, enterprises should carefully analyze and study the ever-changing macro-environment of financial management, grasp its changing trends and laws, formulate various emergency measures, adjust financial management policies in time, and change management methods;

Third, establish and improve the financial management system, set up efficient financial management institutions, equip high-quality financial management personnel, improve financial management rules and regulations, strengthen the basic work of financial management, make the enterprise financial management system run effectively, and prevent financial risks caused by the financial management system not adapting to environmental changes.