Eight financial management methods

1, bank wealth management products: bank wealth management products have low risks, many kinds of choices, relatively stable returns and relatively low investment threshold;

2. Insurance financing: the risk of insurance financing is low, and there are many kinds of choices, but the flexibility is poor and it takes a long time;

3. stocks: stocks are risky and have high returns and benefits;

4. Funds: There are many types of funds with different risks, but the risks of funds are smaller than those of stocks and the returns are higher;

5. Internet financial management: Many mobile apps have financial management functions, and there are many types. Financial managers can choose by themselves, with higher flexibility, lower risk and higher income than banks;

6. Bitcoin financial management: Bitcoin financial management has high risks and is easily affected by policies, but the transaction is not controlled by the regulatory authorities and there is no transaction record;

7. Precious metals: generally gold and silver, with high investment threshold, high risks and high returns;

8. Real estate: This investment method has a high threshold and requires a lot of investment, but the risk is low.

Financial management refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance.

Financial management can be divided into corporate financial management, institutional financial management, personal financial management and family financial management. Financing channels include bank financing, securities company financing, insurance financing and investment company financing. And investment channels include speculation, funds and stocks.

Financial management method

Domestic institutions that can provide financial services to customers mainly include banks, securities companies and investment companies.

1. Bank investment

The wealth management products provided by commercial banks in China are generally certificates of deposit and asset management products. However, funds with hairstyles sold by brokers or fund companies do not belong to financial management.

2. Financial management of securities companies

Securities financing generally includes securities income certificates, asset management products and so on.

3. Insurance financing

Insurance financing tends to be long-term, focusing on solving education planning and pension planning after a long time, and solving security problems such as accidents and medical care.

4. Investment company financing

Financial management of investment companies generally includes trust funds, gold investment, jade, jewelry, diamonds and third-party financial management. With high initial capital requirements, it is suitable for high-end financial managers.

5. E-commerce financial management

2 1 century, in addition to online banking, financial search engines on the internet can also be used to search for financial products, compare risks and benefits, and then make investments.