Describe the similarities and differences between online banking and traditional banking.

1. Operation mode: Traditional banks adopt the operation mode of deposit+loan+intermediary business. Online banking does not have a physical business point, nor does it need property guarantee, but through internet technology.

2. Different transaction methods: traditional banks use bills and documents, while online banks use electronic checks, electronic money orders and electronic receipts.

3. Different account opening: When traditional banks need customers to open an account in the bank, they must sign an agreement face to face through the counter, which can not only ensure the authenticity of customer information, but also be more secure. Due to the lack of policy support and offline physical location, online banking cannot remotely open the transaction settlement account required by CBRC.

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Precautions for online banking:

1. Log in to the correct online banking website. Enter the address of the bank website directly in the browser to enter the website page, and add the address to the favorites to facilitate the next use.

2. Don't visit the online banking website through other website links. If you find a fake bank website, please report it to the bank immediately.

3. Check the safety lock. When using personal online banking service, please pay attention to the small lock pattern displayed on the status bar in the lower right corner of the browser, which indicates that the transaction is protected by encryption measures.

4. Don't disclose your account number and password easily. Don't disclose your account number and password information to anyone, and don't believe any behavior of asking for your account number and password by email, text message, phone call, etc.

Baidu encyclopedia-online banking

Baidu encyclopedia-bank