What is the difference between buying insurance through an insurance agent and an insurance company agent?

An insurance agent is a kind of insurance intermediary.

Insurance intermediary, mainly refers to between the insurance business institutions or between the insurance business institutions and the policyholder, specializing in insurance-related business or service activities, and from which the law to obtain commission or fee units or individuals.

There are various forms of insurance intermediaries, among which insurance brokerage and insurance agency are two common ones. Therefore, it is difficult to say what is the difference between buying through an insurance intermediary and an agent of an insurance company.

But we can actually ask, say what would be the difference between buying insurance through an insurance broker and an insurance agent.

Next, the school sister is for you to say in detail the difference between the two:

1, provide different product lines

Insurance brokers can often provide multiple insurance company products for customers to choose. People have a higher choice of insurance products.

And insurance agents usually only represent the company's products, a single product line.

2. Different positions

Insurance brokers are relatively objective and neutral because they can represent many products, so they can relatively objectively analyze the advantages and disadvantages of each product, as well as being able to recommend suitable insurance products for the actual situation of consumers.

An insurance agency/agent represents a single product and generally only states the advantages of their own product.

You can also use this article to find out how to choose a better insurance consulting platform:

A good insurance consulting platform must meet 3 requirements, otherwise it is difficult to claim!

3, value-added services are different

Because the two represent different interests, so the value-added services they bring may be different.

For example, Centurion Insurance Brokerage Company offers a peace of mind service, which will assist consumers in collecting information and applying for compensation from the insurance company in the event of an accident.

Insurance agencies/agents, on the other hand, are generally less likely to offer such services.

If you want to have an in-depth understanding of insurance claims, you may want to take a look at this article:

What is the correct posture of the insurance claims fast and good? If you don't pay out, dish TA!

In summary, if we want to buy insurance, insurance brokers compared to insurance agents, the advantages of all aspects will be more obvious.

On the question of how to choose an insurance broker, you can browse this article to understand:

How to pick a good insurance broker?

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