How can I buy a house with only 65,438+10,000 in my hand?

Mortgage loan with collateral: the borrower can obtain a loan by mortgaging fixed assets, and then use the obtained loan to pay the down payment of the house. But you can't borrow a large amount of loans, so as not to cause the house to be unable to apply for mortgage repayment because of excessive debt.

Down payment installment: Some developers will launch an activity called down payment installment. The down payment installment means that the purchaser pays part of the down payment according to a certain proportion and signs a loan contract, and then makes up the remaining down payment within a certain period of time. The down payment made by the developer is interest-free, and the customer only needs to sign the relevant contract with the developer, stipulating the installment repayment time and related liability for breach of contract.

Extended data:

Precautions:

Buy an existing house or a quasi-existing house as much as possible. This can avoid many risks, such as high windowsill, clear height, unreasonable balcony design, pipeline equipment layer, unfinished house and other quality problems.

According to the law, the developer's commitment in the loushu or advertisement is written into the supplementary agreement. If the developer does not agree to write, you can prepare a small tape recorder in advance to record the verbal commitment of the developer.

When signing the contract, in accordance with the law, a property management agreement was also signed to prevent the property management fee from changing when moving in.

People's Daily Online-Precautions for House Signing: Make clear the ownership of the house and pay attention to the structure of the house.