The service characteristics of Bank of China's wealth management?

Bank of China's wealth management products are varied and relatively miscellaneous. The mainstream products are Bank of China Daily Accumulation, Bank of China Stable Wealth, Bank of China Debt Negative and other four series. There are the following features:

1. Functions to save your mind

Mobile phone wealth management, account management, life services have everything

2. Comfortable to use

Combined with the habit of cell phone use, easy to operate

3. Safe and secure

Dynamic password tag escort.

Buying Bank of China personal finance products also carries risks. It is also important to note that because many people simply trust the financial products recommended by Bank of China account managers and buy them without understanding the Bank of China's personal financial products, it is also easy to increase the risk of personal finance.

Because the Bank of China personal finance products recommended by account managers may not necessarily be Bank of China personal finance products.

So in general, at present, basically the product is at risk, unless the contract text agreement states that it is a capital-protected products, not stated are at risk of loss of principal, the specific degree of risk depending on the scope of the product's investment objectives, investment need to be careful.

One, savings

Savings, or deposits, is popular with the average resident family investment behavior, but also the most commonly used form of investment. Comparison of savings with other investment methods.

With safe and reliable, convenient procedures, flexible forms, but also inheritance. Savings is a bank through the form of credit, mobilization and absorption of the residents of the savings of monetary funds of a business.

Banks absorb savings deposits, and then the money in various ways into the social production process and make a profit. Thus, for the depositors.

Participation in savings not only supports the construction of the country, but also adds value or preserves the value of their own savings money.

Two, the fund

Since 1997, the first batch of closed-end funds successfully issued, the fund has been highly respected by domestic individual investors, as of 2012, the fund has significantly more than the deposits, and has become a top priority in the investment and financial management of the many points of view.

According to relevant information, today's domestic fund net worth has been more than 200 billion yuan. It is hoped that the fund can be invested in order to obtain the desired return.

Three, speculation

An expert analysis, the future supply and demand situation of funds is relatively optimistic, which is undoubtedly for the capital-driven Chinese stock market is a shot in the arm. Coupled with the China Securities Regulatory Commission (CSRC), which has put forward more stringent requirements on the calculation of the performance of listed companies, the amount of financing, etc., and strengthened the regulation of the stock market, this will give investors the opportunity to win.

But no matter what, the stock market is best characterized by uncertainty, and opportunities and risks go hand in hand. Therefore, investors should continue to maintain a cautious attitude and see the right time before investing.

The scope of the interest tax, although it also includes interest on individual stock accounts, but on the income from stock transfers, so the interest is taxed, prudent to enter the stock market, is an effective way of financial management.