Comparison between electronic order financing mode and traditional order financing mode

1, closed performance, that is, the whole process from fund distribution to loan recovery is closed. Order financing is limited to the purchase of raw materials and construction purposes under the order. Banks generally use directional payment to prevent enterprises from applying for banks and funds through orders. After the accounts receivable expire, the buyer's payment will be directly transferred to the account designated by the bank, which only restricts the repayment of the order financing loan.

2. flexibility. In other words, this business has the characteristics of timeliness, simplicity and efficiency priority, which can ensure the smooth progress of production and operation, and is very suitable for SME loans.

3. Complex business has changed from the concept of risk control based on subject access to the concept of risk control based on process control or controlling capital flow and logistics while grasping the subject. The logistics and capital flow involved are complex and difficult to monitor.