Traditional Culture Encyclopedia - Traditional customs - Why does "small decentralization" make p2p online lending platform return to the inclusive finance principle?
Why does "small decentralization" make p2p online lending platform return to the inclusive finance principle?
Because the opportunity of P2P online lending platform is to fill the gap in the domestic microfinance market, it is a supplement to traditional finance and serves the needs of small and medium-sized enterprises and individuals.
In China, large-scale lending has always been dominated by banking institutions, with a mature and stable operating system and strong risk control ability. If the online lending platform develops into a large-scale lending market, it will not only be inferior to banks in terms of operation mode, but also have a different risk control ability. Therefore, the proposal of "small decentralization" in the online lending industry is applicable at this stage. No matter from the overall financial environment or the essential attributes of P2P online lending, it will also promote the online lending platform to better serve small and micro enterprises and individuals and return to the essence of "inclusive finance".
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