What consumption traps should we be careful about during the Double Ninth Festival?

The ninth day of the ninth lunar month is a traditional festival in China-the Double Ninth Festival. Many merchants take this opportunity to launch a series of preferential activities aimed at elderly consumers. China Consumers Association specially reminds the elderly consumers: scientifically purchase health food, rationally invest and manage money, travel safely, enjoy their old age and avoid falling into the consumption trap.

This year's Double Ninth Festival coincides with the weekend, so we should also pay attention to prevent consumption traps when traveling. The China Consumers Association pointed out that some travel agencies attract tourists through advertisements such as "group purchase price", "low-cost group tour" and "free travel". They try their best to reduce their operating costs, and greatly discount their services in terms of itinerary, transportation and accommodation conditions, which will increase unnecessary troubles or unexpected risks for elderly consumers. They may lead elderly consumers to health care products merchants and trick them into buying products during their travels, or when signing a contract, they often exclude the most exciting and paid scenic spots from the low-cost tour fare and raise prices in disguise. Therefore, elderly consumers should pay more attention to the quality of tourism products when choosing travel agencies and products, rather than simply price-oriented.

In addition, China Consumers Association also reminds elderly consumers that investment is risky and financial management needs to be cautious. When purchasing wealth management products, we should keep in mind five "inequalities": bank wealth management is not equal to savings deposits; The expected income is not equal to the actual income; Oral propaganda is not equal to contract; Others say that "good" does not mean it is suitable for you; Investing in financial management does not mean making a fortune by investing. Older consumers should know their financial situation, risk tolerance, income and liquidity demand for investment income, allocate assets rationally and scientifically, deal with risks soberly, make diversified investments, and don't "put all their eggs in one basket".