The topic of my thesis is: analysis and prevention of financial risks, but I don't know how to write the meaning of the topic. How to write?

First, the enterprise financial risk analysis 1. The basic characteristics of enterprise financial risk: enterprise financial risk refers to the opportunity and possibility of enterprises suffering losses due to various uncertainties in the whole financial activities. The financial risk of an enterprise runs through the whole process of production and operation, which can be divided into four aspects: financing risk, investment risk, capital recovery risk and income distribution risk. The main features are as follows: First, objectivity. In other words, risks are everywhere, all the time. In other words, financial risk is independent of people's will, and people cannot avoid or eliminate it. They can only deal with risks through various technical means, so as to avoid risks. The second is comprehensiveness. In other words, financial risks exist in all aspects of enterprise financial management, and will occur in financial activities such as fund raising, fund utilization, fund accumulation and distribution. The third is uncertainty. That is, financial risks may or may not occur under certain conditions and within a certain period of time. The fourth is the existence of gains and losses. That is, risk is directly proportional to income, and the greater the risk, the higher the income, and vice versa. 2. Analyze financial risks from the perspective of assets and liabilities. From the perspective of assets and liabilities, it can be mainly divided into three types: first, the purchase of current assets is mostly raised by current liabilities, and a small part is raised by long-term liabilities; Fixed assets are raised by long-term self-owned funds and most long-term liabilities, that is, all current liabilities are used to raise current assets and all self-owned capital is used to raise fixed assets. This is a normal capital structure with little financial risk; Second, the accumulated balance in the balance sheet is scarlet letter, indicating that part of its own capital has been eroded by losses, thus the proportion of its own capital to the total capital has decreased, indicating that there is a financial crisis and we must be vigilant; Third, the loss eroded all its own capital and took up some liabilities. This situation is insolvent and risky, and compulsory measures must be taken. 3. Analyze financial risks from enterprise income. From the analysis of enterprise income, it can be divided into three levels: one is to deduct operating costs, management expenses, sales expenses, sales taxes and additional operating income. The second is the regular income after deducting financial expenses on its basis. The third is the sum of regular income and net non-operating income, that is, period income. Careful analysis of these three income levels can reveal hidden financial risks. This is divided into three situations: first, the operating income is profit, and the recurrent income is loss, which shows that the capital structure of the enterprise is unreasonable, the loan scale is large, the interest burden is heavy, and there are certain risks; Second, if both operating income and recurring income are profits, and the income during the period is a loss, disasters and losses in selling assets may occur. If the problem is serious, it may lead to financial crisis, so we must be very vigilant. Third, if you have lost money from the beginning of operating income, it shows that the financial crisis of the enterprise has emerged. On the other hand, if the third-level income is profit, it is a normal business situation. Second, the prevention of financial risks of enterprises Under the conditions of market economy, financial risks exist objectively, and it is unrealistic to completely eliminate risks and their effects. Therefore, when determining the financial risk control target, enterprises should not blindly pursue low risk or even zero risk, but should control the financial risk within a reasonable and acceptable range based on the principle of cost-effectiveness. Therefore, strengthening the prevention of enterprise financial risks, how to prevent enterprise financial risks and resolve financial risks in order to achieve financial management objectives are the focus of enterprise financial management. Now focus on the following points to talk about how to prevent financial risks of enterprises. 1. Establish risk awareness and establish effective risk prevention and handling mechanisms. The specific methods are as follows: First, adhere to the principle of prudence and establish a risk fund. That is, before the loss occurs, a special reserve for preventing risk loss is established by withholding. For example, the product manufacturing industry can make provision for bad debts and commodity price reduction in commercial circulation enterprises in accordance with certain regulations and standards to make up for risk losses. The second is to establish a supervision system for the efficiency of enterprise capital use and strengthen the control of enterprise financial risks. We should start from the following aspects: (1) Fund-raising risk control. Under the condition of market economy, fund-raising activities are the starting point of enterprise production and operation activities, and improper management measures will make the efficiency of fund-raising use very uncertain, thus generating fund-raising risks. There are two main channels for enterprises to raise funds: one is owner's investment, such as capital increase and share expansion, after-tax profit distribution and reinvestment. The second is to borrow money. As for the borrowed funds, while gaining the benefits of financial leverage, enterprises borrow funds through debt management, which brings the possibility of losing their solvency and the uncertainty of income. There are several specific reasons for financing risk: the risk of increasing the financing cost of enterprises due to interest rate fluctuations, or raising funds above the average interest level. In addition, there are fund organization and scheduling risks, operational risks and foreign exchange risks. Therefore, the scale of debt management must be strictly controlled. (2) Investment Risk Control After an enterprise obtains funds through fund-raising activities, there are three investment methods: one is investment in production projects, the other is investment in the securities market, and the third is investment in business activities. However, not all investment projects can produce expected returns, which leads to the uncertainty of reducing the profitability and solvency of enterprises. If the investment project can't be put into production on schedule, it can't be profitable, or although it can't be profitable, it will cause losses, which will lead to the decline of the overall profitability and solvency of the enterprise. Although there is no loss, the profit level is very low, and the profit rate is lower than the bank deposit rate in the same period; Or although the profit rate is higher than the bank deposit rate, it is lower than the current capital profit rate of the enterprise. When making investment risk decision, its important principle is not only to dare to make venture capital to obtain excess profits, but also to overcome blind optimism and adventurism and avoid or reduce investment risks as much as possible. What we should pursue in decision-making is the best combination of profitability, risk and robustness, or let the principle of robustness play the role of balancer between profitability and risk.