Brief introduction of bank performance rating

Bank performance rating is to use a set of financial indicators and certain evaluation methods to assess and evaluate the degree of realization of business objectives. Bank performance rating is not only a test and value judgment of the bank's operation and management status and strategy implementation at a certain stage, but also its system design itself reflects the bank's business development concept at a specific period. Modern commercial banks have experienced the transformation from the extensive business model of pursuing scale to the intensive business model of balancing risk and profit, quality and efficiency, and gradually established the modern business philosophy of maximizing bank value. Therefore, in general, its performance appraisal system also shows a change from profitability assessment with profit maximization as the core to comprehensive benefit assessment with value management as the core, and from management profit to management value.