What are the disadvantages of traditional commercial auto insurance?

Hehe, the one upstairs is really exaggerated. You don't know how many people Kang finally protected? Three times the amount of compensation is enough for the nutritional expenses after a serious illness. Please give me justice! !

Carefully speaking, Zhongkang is a traditional insurance, mainly because when you are seriously ill, you can get a sum of money immediately. It is obvious to all how high the medical expenses are now. Therefore, the first feature of Zhongkang is to withdraw money in advance. As long as the diagnosis is confirmed, the insurance company will pay immediately after verification! Instead of paying medical expenses first and then reimbursing them like social security!

The second point is that the amount of compensation paid by Zhongkang is sufficient. Have you ever paid three times the amount?

However, traditional insurance also has disadvantages.

First, inflation. Because of the traditional insurance, there is no dividend, and the annual currency depreciation weakens its protection!

Second, the issue of returning the principal. Many people want to know when to refund their money after buying insurance, but in fact, traditional insurance, especially Zhongkang, will only pay when necessary. As the upstairs said, if you die, you will get money. If you die healthily, you will get it! Is it wrong to spend money on peace? Unsafe is also guaranteed, which is the characteristic of traditional insurance!

As mentioned above, the advantages and disadvantages of Zhongkang are obvious. Live healthy and get the money after death! But isn't a healthy life good? In case of an accident, will a large sum of money and treatment cost be insufficient? I hope some salesmen sell insurance as insurance, and don't ignore the essence of insurance in order to sell insurance! !

Upstairs, I despise you

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.