How to get ashore if the credit card owes 200 thousand? There are these self-help methods.

Credit card debt is not a trivial matter, because banks will call for debts, and if they fail to call for debts, the consequences will be very serious. It is understood that many people have overdue credit cards and even owe up to 200,000 yuan. Then the question is coming. How can I get ashore with a credit card arrears of 200,000 yuan? Recommend some self-help methods to avoid getting involved in major events.

credit card

The credit card owes 200 thousand, which is quite a lot for an ordinary office worker. If there is no job and no financial resources, it is not easy to go ashore. Should we avoid and refuse to repay at this time? This is a very wrong method, and you should never do it. Perhaps, the following methods can help you.

1, trying to make money. Credit card debt is as high as 200,000 yuan. If there is no job and no income, it is impossible to pay off the debt. Therefore, you must find one or two jobs and increase your income to pay off your debts. If you don't want to go to work, you can also do some small businesses, such as setting up stalls, selling barbecues, running Didi, delivering takeout, and doing self-media work.

2. Open source and reduce expenditure. One of the reasons why credit cards owe so much may be that they spend too much. If you want to save yourself, you must first control your consumption habits, develop good consumption habits, reduce all unnecessary expenses, and solve the problem from the source.

3. mortgage valuables. Gold and silver jewelry or cars bought in the past are all valuables. Mortgage them out and cash them out, and then use the money to pay off the credit card debt. In this way, there will be no penalty interest for defaulting on credit card debts, and it will not lead to credit damage.

4. Borrow money from relatives and friends. You can't owe bank debts when you have no money, otherwise the penalty interest and credit stain will affect your future. You can try to borrow money from relatives and friends, pay off your credit card, and then work hard to pay back the money from relatives and friends.