What are the cases of bank failures?

1. Hainan Development Bank:1998 was sealed by the central bank on June 2 1 day; 2. Shantou Commercial Bank: officially closed in August, 20065438+0; 3. Shangcun Rural Credit Cooperative in Suning County, Hebei Province: 2065438+officially went bankrupt in March 2002; 4. Shantou Commercial Bank: 200 1, which began to close down due to excessive debts; 1. Bank is a legally established financial institution engaged in monetary credit business, which is the product of the development of commodity monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities. Central Bank: China People's Bank is the central bank of China. State-owned policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China Development Bank. [1] State-owned commercial banks: including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications. [2] Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS Group AG, Societe Generale, etc. World Bank: It is used to help countries overcome poverty. Various institutions play a unique role in alleviating poverty and improving living standards. Two. Classification 1. Central banks: For example, People's Bank of China (PBC), Federal Reserve and Bank of England. 2. Regulators: such as China Banking Regulatory Commission (CBRC). 3. Self-regulatory organizations: such as China Banking Association (CBA). 4. Banking financial institutions: including policy banks, five large commercial banks (industry, agriculture, construction, China and communications), 12 national small and medium-sized joint-stock commercial banks (China Merchants, Pudong Development Bank, CITIC, Minsheng, Xingye, Ping An, China Everbright, Guangfa, Zheshang, Bohai and Hengfeng), city commercial banks and rural commercial banks (China Merchants) We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers. On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries. The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.