The authors of the book Poor Dad Rich Dad are all broke. Is this book reliable?

So what does the author pursue? Why let his company go bankrupt?

1. What does the author pursue?

There is a very important theory in Robert Toru Kiyosaki's Poor Dad, Rich Dad, that is, people are divided into four quadrants according to their income composition, namely working class (E), freelancer (S), entrepreneur (B) and investor (I). Through the ultimate goal of these four quadrants, we can see that entrepreneurs are definitely not the goal pursued by the author, but the goal pursued by the author is investors, and the company is only a tool for the author to make money, and it is by no means a platform for realizing personal value. Therefore, there are many examples in the book in which the author sells the company he founded and operated in order to maximize his wealth.

Second, why did the company go bankrupt?

After the publication of Poor Dad, Rich Dad, the author gave speeches all over the world and set up financial education companies and financial consulting companies. At its peak, * * * owned 1 1 companies. On 20 12, 10, a company owned by the author filed for bankruptcy.

The bankrupt company is called Fortune Global Company, which is mainly responsible for promoting the author's wealth history. In order to better promote my own courses, the author signed a cooperation agreement with a company called Learning Annex, borrowing each other's resources and platforms to spread the courses. However, after the course was promoted, the buddy refused to pay the company, and Learning Annex took the author to court in a rage. After several rounds of "fighting", the court finally ruled that Learning Annex was entitled to a certain proportion of compensation from the author's income, and the amount of compensation was $23 million, which was borne by the author's rich man Universal Picture.

However, the real value of wealthy global companies is only $4 million, and the compensation to be paid is $23 million. Faced with such a scene, with the author's financial quotient, he can also come up with a way to deal with it with his toes. That's right, that is, let the company go bankrupt. The bankruptcy liquidation of the company will not involve any personal assets of the author, and the author's assets were valued at about 80 million US dollars at that time.

What a perfect operation! The author used only 4 million yuan to do something worth 23 million yuan, which really maximized personal wealth and confirmed what the author said in the book: "If you have a skill or asset, you can consider owning it in the form of an enterprise and enjoy more benefits and security."

This wave of operation once again reflects the author's high financial quotient. Although the operation is very cool, I don't know who will dare to cooperate with him so easily in the future. Win wealth, lose personality. Leave a comment about your winning or losing!

Say one.

Even if the author rises to the top forever, it cannot be said that this book is a truth without risks and fallacies; Even if the author is bankrupt, it cannot be said that this book is worthless and unreliable.

My answer is: reliable, but don't take it out of context and don't read the book statically.

First of all, it should be clear that "Poor Dad, Rich Dad" does not blindly advocate the huge benefits of investment and ignore its risks.

As early as the author wrote in the book, high returns are accompanied by high risks. Even if he is as successful as his life mentor "rich dad" and has had several painful experiences of investment failure and bankruptcy, rich dad can always make a comeback with his own financial knowledge and old-school investment vision.

The author of this book likes adventure and excitement by nature. He doesn't want to do the routine, stable and low-paying job like poor dad. He likes a life full of challenges and adventures, so he also embarked on the road of investing and setting up a factory. High risk is accompanied by high income, and the bankruptcy of his company is just an ordinary example in the market, which is normal.

The core ideas in Poor Dad, Rich Dad are "increasing assets" and "reducing liabilities". The author likes to emphasize that the rich buy assets and the poor buy liabilities.

This is hard to understand at first glance, so I will simply explain it with the author's life experience written in the book.

Houses, cars, computers and luxury goods are undoubtedly assets owned by ordinary people. But in the author's view, this is a liability.

Why? Because these things begin to depreciate after you get them, just go to idle fish and see how much the second-hand goods are discounted. Therefore, the author calls them "liabilities" that are constantly depreciating.

The author thinks that assets are "value-added" items that can constantly generate new values, and they are snowballing, which can refer to everything that may bring value-added such as stocks, funds and real estate resale.

The author gave an example in the article: when he had a huge sum of money, he didn't buy a house or a car immediately, but took the money to stock market first. Soon after, he made a huge dividend profit. He took out the principal and bought a house and a car with interest. This is what he means by "the rich buy assets".

"Poor Dad, Rich Dad" can be described as an excellent book to guide Xiaobai's financial management, but if it is regarded as a quick financial management method, it is very unreliable.

The author clearly points out in the book that it is absolutely impossible to become a financial expert just by reading this book. You also need to have a solid knowledge of financial management, a keen eye and the ability to seize opportunities.

I have been writing books all my life. Welcome to express my humble opinion on the above points. Welcome to discuss it often!

What does the author's bankruptcy have to do with his thoughts?

If I express it in words, my thoughts will be more coherent, but I have tenosynovitis on my hand and can't help sending videos. Please understand more.

Rich Dad and Poor Dad is a book published by Nanhai Publishing House on 20 1 1 The author of this book is Robert Toru Kiyosaki (USA) and Lasseter (USA), and the translator is Xiao Ming.

The book tells the story of Kiyosaki's two fathers: "poor father" is his biological father, an education official with higher education; "Rich dad" is the father of his good friend. He didn't graduate from high school, but he is good at investing and managing money. Kiyosaki used his personal wealth story to show the completely different views on money and wealth between "poor dad" and "rich dad". The poor work for money, and the rich make money work for themselves.

Looking at this question, I thought that someone had asked before: Some health experts died young. Is health really reliable?

Of course, keeping in good health is reliable, but keeping in good health does not necessarily mean that you will live a long life, because when life will end is unknown, which is related to many factors, and the benefits brought by keeping in good health are only one of them.

So the author of "Poor Dad Rich Dad" went bankrupt. Is this book reliable?

Kiyosaki, the author of Poor Dad Rich Dad, is very popular because of this book. He lectured all over the world, started a financial education company, a financial consulting company, and found an online platform to help marketing and promotion.

After the course, he decided not to pay a penny to the platform, and was later judged by the court that the platform could divide the account from his "rich global company", totaling $23 million.

As a result, Kiyosaki directly declared the company bankrupt, indicating an attitude of asking for money? Don't give. Although this practice damaged his reputation, he didn't care at all.

Knowing the reason for his bankruptcy, do you still think this book is unreliable because of his bankruptcy? I think this is precisely the embodiment of his financial quotient. It can be said that he practiced his own theory: "If you have a skill or asset, you can consider owning it in the form of an enterprise and enjoy more benefits and security." (although I think this is a bit "shameless")

This book is roughly divided into three parts, which mainly introduces us: what kind of people are rich, how should we invest, and how should we treat risks.

For an investor, this book is still worth reading, which can increase financial quotient, but it has not reached the level that many people regard it as a classic and a must-read for financial management, because almost every time there is a book that must be read for investment, someone will mention it.

I saw my poor father and my rich father when I was preparing to learn investment and financial management this year.

It's not that this book is so classic that I have to read it, but I really didn't know what to read at that time. Therefore, the easiest way is to read on WeChat, find the economic classification, and then find the sub-classification of investment and financial management. I think the books under the category of financial management are probably what I should read.

Poor Dad Rich Dad is the top book in this category.

According to the usual view, the higher the ranking, the more people are naturally read, which is the most worth reading, so this became the first investment and financial management book I read on 20 19.

To tell the truth, this is a very good book. It is easy to read because its language is simple and easy to understand. Reading this book is a bit like reading a story. Some ideas about investment and financial management are integrated into the story, which is easy to read.

But this kind of book, the easier it is to read, the less valuable it is.

I want to sum up the contents of this book in three sentences:

1. The poor work for money, and the rich make money work for him.

Everything that makes money flow in is assets, and everything that makes money flow out is liabilities. For example, your house is not necessarily your asset. If you live in it, it is a burden. If you invest and bring cash, it is an asset.

Pay yourself first, then pay others. Paying yourself is to use your income to buy assets and then pay all kinds of liabilities and expenses.

The moment you close the book, you will find that you are still at a loss. Because it doesn't say anything else, this book has always been called "changing your financial thinking", but personally, I think it may have existed so many years ago, but it is not necessarily now.

Because compared with today's world, which is dozens of times more wonderful than twenty years ago, such knowledge is overwhelming. Even without reading this book, we already know a lot of knowledge.

It can't be a starting book for investment and financial management, nor can it be a practical book. There is almost no financial advice in the book, but as a best seller, it is not without its merits. There's always something that can move you. Maybe this place is within half an hour of opening the book.

After that, everything is repeated. I keep repeating the same idea and give you chicken soup and chicken blood.

Maybe I'm biased, but this is my personal feeling. I saw it six months ago, of course, and I can't remember other feelings. The only thing I remember is that I only watched it once, and it is definitely not worth watching twice.

After reading this book, I was afraid to read other books in the series "Poor Dad Rich Dad". Maybe I think so, or maybe it's because I'm too utilitarian and think it's too unrealistic. But I told myself many times that maybe this is the most basic book in the rich dad series, and all the useful knowledge will appear in other books in the rich dad series, so after that, I read another book, The Road to Financial Freedom for Rich Dad. To tell the truth, I read it patiently, because the content was completely useless.

In particular, the author, Robert Toru Kiyosaki, how to avoid taxes by constantly buying real estate and then selling it, makes himself richer and richer, which is totally unsuitable for China's national conditions and totally useless.

The only useful idea in this book is to divide investors into four quadrants, and I won't elaborate on what it is.

Having said that, to sum up, there is no harm in reading a book that can or cannot be read. If you have more time, you might as well read it.

This book is very useful for cultivating junior financial quotient of children or teenagers, but its practicability in China is worrying.

I first read Rich Dad in high school. Before that, my parents never taught me anything about finance and business, but just studied hard to prepare for the college entrance examination. But that book made me understand for the first time that money runs regularly and you can't make a fortune by hard work. But the book Rich Dad also has huge shortcomings, which I will talk about later.

When rich dad appeared, it was the end of the 20th century. At that time, all the people in China were discussing education. In the case, Han Han, a brilliant writer, dropped out of school automatically. The mainstream view is that he is about to become another punk. Inspirational learning has just begun to prevail. Chen Anzhi's self-motivation and Li Yang's Crazy English ... are just the time to be popular. Subversion and struggle were the thoughts of students in that era. In this case, the rich dad who opposed the traditional education and put forward the concept of financial quotient swept the country.

"Rich dad" put forward the concept of financial freedom, and put forward a career and vision with four quadrants, so we must run to the fast lane as soon as possible, start a company to avoid taxes better, be good at borrowing, and invest in (real estate) real estate is the fastest way to get rich ... These views were very advanced before 2000, so it can be said that a group of China people who understood the meaning and put it into action as soon as possible have really changed their lives. But now, these principles are recognized by almost everyone in China, so the previous fast lane has also become a single-plank bridge. Can investment really make you rich quickly? Think about people who bought P2P products, think about people who lost their money in the subprime mortgage crisis ... So what I want to say is that Rich Dad, as an inspirational novel and a primary financial thinking, is enlightening and positive.

But ... the problem is that, like all inspirational books, the role of spiritual opium is often higher than the practical significance. It's like girls who don't have a date are more keen on watching "The overbearing president falls in love with me". Rich dad's first question is how practical it is. It can be said that due to the different national conditions, the operability in China is very low now. You can tell yourself that I want to import and run in the fast lane. Where is your capital? Can you judge that starting a business or investing will definitely make money? The United States is a more open and transparent country, while China is much more complicated. People are sophisticated, so we should pay attention to policies and regulations ... Young people with no social experience rashly bet on investment, and the result is often nothing.

In fact, rich dad is very good at telling his own experience and the real estate investment of the first four books in the United States. A pile of books at the back is in a mess. I wonder if it was written by an author. He can't be as powerful as his co-author, Trump, who plays better and then achieves better. Therefore, the value behind the drama is getting less and less watched, and even a lot of content is an unverifiable American story repeatedly told by the previous story or from God knows where. ...

For financial businessmen, serious finance and economics is very profound and complicated, and it can't be explained clearly by one or two inspirational chicken blood books. From Keynes to Buffett, if it was so easy to get rich, the earth would have become a paradise. You read the secret book, won't others read it? So in terms of practicality, there is really no!

Chicken soup is refreshing for a while, but it may not always be refreshing!

In the Song Dynasty, there was a man who made a living by weaving fishing nets. The fishing net he weaves is made of the best materials, fine in workmanship and very strong. Even if he catches the biggest fish, he won't break the net.

However, he can't fish The man who bought a fishing net never asked him if he could fish before he decided to buy his net.

More ancient, in the Tang Dynasty, there was a man who made a living by striking iron, and his craft was superb. The Tu Longdao he built and the sword stained with royal blood are magic weapons. Any one of them is a knight's favorite thing.

But he doesn't know martial arts. The weapon buyer never asked him if he knew martial arts, and then decided to buy his weapon.

Poor Dad Rich Dad is a financial book. In fact, it is like a fishing net or a sword. It's just a tool.

Some people are good at making tools, while others are good at using tools.

The unreliability of the book has nothing to do with whether the author is bankrupt or not. A book just depends on its content, which is good and useful, and may be a magic weapon in your hand.

The opposite example is that Ma Yun wrote a book. He didn't go bankrupt, and he has been very successful so far, but you don't necessarily become Ma Yun after reading his book.

The conclusion is that books written by bankrupt people can also be read and are still valuable. The key is the content of reading.

Two opinions, one of the authors is really bankrupt? No money to spend? Or a company he participated in went bankrupt, or it just means that he didn't become a super rich man.

I don't think he is bankrupt, but our views are a little extreme.

Secondly, as we all know, books are better than no books. Back to the old question, do all teachers know more than we do? A teacher is only a teacher in a certain aspect, a teacher at a certain stage, whether it is astronomy, geography, customs, management or traditional culture. Don't think the teacher is too magical, it is enlightenment or just opening the door.

Just because you are grown up now, you can't laugh at some words and deeds when you were young, or at the education of some teachers.

Besides, young people who are pursuing knowledge now have rarely heard of this book. Let bygones be bygones. Most so-called celebrities, sensational opinions and books will be forgotten. Poor dad and rich dad belong to the kind of books that can be forgotten.