Traditional Culture Encyclopedia - Traditional festivals - What is the decision-making arrangement of traditional finance?
What is the decision-making arrangement of traditional finance?
In fact, the essence of the three is finance, but their forms and functions are slightly different.
In traditional finance, in fact, before mutual funds appeared, we usually went to the bank to deposit money, withdraw money and spend money. They are all traditional finance, traditional physical outlets, independently deployed servers, non-big data data processing, and manual risk control measures. These are the most basic.
Internet finance: Because information asymmetry often occurs in traditional finance, Internet technology is used to reduce information asymmetry and increase the cost of default.
Consumer finance: Generally speaking, it is to lend money to users when they are short of money, or to help users buy good things first and then pay in installments.
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