Traditional Culture Encyclopedia - Traditional festivals - Service areas of traditional banking services

Service areas of traditional banking services

The service areas of traditional banking services are as follows.

According to the big structure, banks are divided into three categories: assets, liabilities and intermediary business. Assets mainly include various loans, including housing mortgage loans, second-hand housing loans, small pledge loans, consumer loans (including automobile consumption loans, store housing consumption loans, etc.). ), short-term loans, long-term loans, entrusted loans, etc.

Liabilities mainly include various deposits, including corporate deposits, savings deposits and interbank deposits. Corporate deposits include deposits from enterprises and institutions, government organizations, demand deposits and corporate time deposits. Savings deposits include demand deposits ... [Expand]