O2o closed-loop electronic payment has several steps.

Electronic payment in the closed loop of O2O should include the following four parts: information, service, funds and data.

First, in the transaction process, the most critical objects are: merchants and customers.

Second, in the transaction process, there are information flow, logistics and capital flow.

Third, information is the information that merchants pass on to customers.

Fourth, data is customer information obtained by merchants through customer behavior or active investigation behavior.

The closed loop must be analyzed from the food chain structure, and the closed loop is the profit model of O2O.