Traditional Culture Encyclopedia - Traditional festivals - What are the Internet financial models and their impact on the traditional banking industry?
What are the Internet financial models and their impact on the traditional banking industry?
The Negative Impact of Internet Finance on Banking Industry
: the rapid loss of bank demand deposits, time deposits and small loans; The intermediate business space of commercial banks has narrowed; Rapid loss of customer resources in commercial banks
The Positive Influence of Internet Finance on the Development of Banking Industry
Commercial banks are forced to quickly change their business philosophy and accelerate financial innovation; Customers who expand banking business; Under the mode of internet finance, commercial banks should actively explore and attract target customers, increase customer stickiness and close business relations with customers in combination with their own development strategies.
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