What does the retail business of the bank include?

Financial services provided by this type include:

1. Deposit business: including demand deposit, time deposit, savings deposit, etc. Customers can deposit idle funds in the bank to earn interest income.

2. Loan business: including personal consumption loans, housing loans, car loans, etc. Customers can apply for loans from banks to buy goods or meet other consumer needs.

3. Credit card business: Credit cards issued by banks allow customers to make consumption payments and enjoy a certain credit line and interest-free repayment period.

4. Payment and settlement services: including bank card payment, online payment and mobile payment. Customers can make various payments and transfers through bank accounts.

5. Wealth management business: Banks provide various wealth management products, such as funds, insurance and stocks. Customers can choose investment products according to their own needs to obtain income.