Charge standard of Shanghai debt collection company

Five charging modes of Shanghai debt collection companies

With the industrial recession in recent years and the increase of various so-called new model industries, Shanghai is the most prosperous commercial city in China and the city with the most debt disputes. Where there is demand, there is a market. As a result, many debt handling companies, debt collection companies and collection companies have emerged in Shanghai. Shanghai Qinglong Debt Collection Company is also a debt collection company that quickly launched a service brand, and is known as a powerful debt collection company in Shanghai.

Qinglong found that in Shanghai, different debt companies charge different fees. Of course, entrusting a professional company to collect debts, the level and method of charging are also the most concerned issues for creditors.

Therefore, Qinglong debt collection has studied the charging mode of Shanghai debt company and summarized five most common charging modes.

The first type: charging according to the entrusted funds.

The practice of debt collection industry is that the cost will generally not exceed 50%, which has become the "hidden rule" of Shanghai debt collection industry. However, some debt collection companies do not discount according to the proportion of debt recovery, but calculate according to the entrusted target.

For example, if the customer has a debt of 6.5438+0 million yuan to recover, the debt collection company will charge the customer 400,000 yuan according to 40%, but only 380,000 yuan will be recovered, and the customer will only get 300,000 yuan. In this way, the customer also posted 20 thousand yuan. Obviously, creditors of debt collection companies that charge according to entrustment need to be cautious.

The second type: charge according to the recovered money.

Different from the first kind of entrustment fee, the handling fee of this debt collection company is also below 50%, but it is calculated according to the recovered money. For example, the customer has an account of 6.5438+0 million to recover, and the debt collection company has recovered 380,000. According to the cost ratio of 40%, the customer only needs to pay 69,000 yuan to the debt collection company.

Obviously, it is more reasonable to charge according to the return.

The third type: charging according to the number of services.

Some debt collection companies will charge according to the number or time of payment. These debt collection companies mostly appear as law companies and debt litigation companies. They do not promise to recover the arrears, but provide legal and recovery support, including consultation, tracking technology, lawyers, personnel and so on.

Fourth: charge according to the difficulty.

Before accepting the entrustment of customers, such debt collection companies will comprehensively evaluate the debt collection items, including the time of arrears, loan method, debtor's address, debtor's assets, etc., and then determine the difficulty of debt collection. If it is difficult, the charge is higher, otherwise, the charge is lower.

For some years of arrears, or debts that are difficult to repay, such companies will directly refuse to accept the entrustment.

Fifth: reasonable expenses are exempted in the early stage.

This charging method is headed by Shanghai Qinglong Debt Collection Company.

There are two characteristics, one is that there is no charge in the early stage. Before Shanghai Qinglong gets a penny back, it will not charge customers even a penny (except for investigation and travel expenses). Second, after the arrears are paid off, according to the previous negotiations, fees ranging from10% to 30% will be charged according to the amount to be repaid. In Shanghai's debt collection industry, Qinglong's debt collection fee is relatively low and reasonable.