What can stay-at-home moms do to supplement the family income?

What can stay-at-home moms do to supplement their family income?

In fact, as a stay-at-home mom, of course you can do some business, but small businesses are not easy to do now, and big businesses require a lot of energy. With too much time and money, a stay-at-home mom might be struggling. So my suggestion is to start with financial planning. The reason is that the whole society has now entered a period of full-speed development of the financial industry (whether it is the reform of traditional financial institutions or the rise of private finance), and various financial products are emerging one after another. You can devote yourself to this gradually understand the field.

However, we must follow a big financial management principle, don't be too conservative, let alone be too radical.

First of all, financial management is generally not based on more money but less money, but on the proportion of disposable income. It is recommended to use about 10% of the disposable funds as family emergency funds. If you want to solve the problem of withdrawing money at any time, you can take short, medium and long-term fixed deposits in separate accounts or choose partial call deposits. Of the remaining 20%, buy some insurance such as critical illness as a small investment; about 30% buy some financial products with certain risks but relatively high expected returns; and the last 40% can buy some financial products with higher returns. A financial product with low risk but also very low risk.

In this way, it can basically satisfy the family financial management method that does not affect daily life and has a relatively comprehensive financial income guarantee. I hope I can help you. The space is limited, just a brief outline. If you have any questions, you can contact us at any time. What can stay-at-home moms do?

Do some crafts, do some exercise, keep in shape and condition, and don’t turn into a sloppy, yellow-faced woman. After working so hard, your husband still despises the stay-at-home mother who knows nothing. She should learn to do something to support the family. Woolen cloth?

There are many ways to do this. According to us, there are several methods.

First, I work as a customer service staff for a Taobao store and work from home.

Second, as a product agent, you only need to work on the computer and get a commission on the product and a basic salary.

Third, being a teacher for other people’s children is a tutor. What should a stay-at-home mother do?

Mothers with children often have a lot of free time, but they cannot go out to do business.

You can choose to do some online business at home.

You can take care of your children, enrich yourself, and make money to support your family!

At the same time, the competition in today's society is too strong, the pressure is too great, and many businesses are not doing well. Do,

It is recommended that you find a professional teacher to take your pulse and guide you. --(jun,rui,老,师)maybe able to help you, I wish you all your wishes come true. What can stay-at-home mothers do to make money?

Dear poster:

I think you want to make money because you want to share some of the burden for your family. As a full-time mother, the problem you encounter every day is nothing more than firewood, rice, oil, salt, sauce, vinegar and tea, and now With the price index so high, it’s not surprising that daily necessities have gone up.

First, let’s analyze what is suitable for stay-at-home mothers. Because I have to take care of my children during the day, I have to exclude the business of going out for activities, so I can only make money online. When doing Taobao, you often have to purchase goods very early and often visit the wholesale market. I believe you don’t have that much time, and it is even more impossible to promote other products. Then you can try other investments and financial management. Those with high risks are not suitable for stay-at-home mothers. Although the returns are high, the risks are also very high. If you can bear such a big risk, I believe there is no need for your husband to let you provide money. I’m worried about it, so I exclude stocks, funds, futures, etc.

Next, there are only regular savings and fund investment. Regular savings, you have to deposit money in the bank every month. If you do it regularly, you can save it for half a year, one year, three years, five years, etc. It can be used as an education fund for your children, or you can use it to buy some money for you and your husband in the future. Any insurance is acceptable. I believe it is feasible for you to take one day every month to go to the bank and queue up to save money. But the problem is that the rate of return on regular savings is too low. Even if you save for five years, the annual rate of return is only 4.75%, which cannot match the increase in CPI. Therefore, if you deposit your money in the bank, it will lose value over the years.

Let’s talk about fund fixed investment again. Fund fixed investment means that a certain amount of money is deducted from your account every month and managed by the fund company. It will give you some dividends and income regularly according to market fluctuations. The risk of fixed investment in funds is higher than that of regular savings, but not much higher; the rate of return is also relatively higher, about 6%. This rate of return is almost the same as the increase in CPI, which can effectively resist inflation. brought about price increases. Moreover, the convenience of fund fixed investment is that you do not need to go to the bank, you only need to turn on your computer to operate.

How to open a fund fixed investment: First, go to a securities company or bank to open an account and ask for personal financial management.

If the poster has no friends who work in a securities company, I suggest you choose a bank, so that your rights and interests are more protected; secondly, deposit the money for fund fixed investment into a bank card. If you use any bank card to save money, go to that bank card. Open a bank account, so you are equivalent to a customer of the bank, and you can even apply for a VIP customer, so that the service attitude you get will be much better; thirdly, fixed investment in funds must be long-term. If you don’t deposit money in any month, then It is a violation of your agreement with the bank or fund company, and it will affect your income; fourth, since the poster is a full-time mother, she must have a lot of time, so you can read more investment and financial management books, academic qualifications It is the past, only learning can represent the future.

I hope the above answers can be helpful to you, and I wish you a happy life! I wish you good health baby!

What can stay-at-home moms do to make money at home?

Find an agent that doesn’t charge a franchise fee, post pictures, and you’ll get a commission if someone buys something. It’s pretty good. What can a stay-at-home mom do?

You can learn cooking and flower arrangement, both are relatively good O(∩_∩)O

Run it well. Also, don’t neglect your life and your family. What should stay-at-home mothers do?

Mothers with children often have a lot of free time, but they can’t go outside to do business.

You can choose to do some online business at home.

Not only can you take care of your children, you can also enrich yourself, and you can also make money to support your family!

At the same time, the competition in today's society is too strong, the pressure is too great, and there is a lot of business loss. It’s so easy to do. What can stay-at-home moms do? To open a Taobao store, if you are not good at computers, you can learn slowly.

Go to Baidu to help some people in need.

Go to the QQ group to help some people who need psychological counseling and do some charity work.