What are the financial services?

1. Direct insurance (including * * * insurance, life insurance and non-life insurance).

Reinsurance and reinsurance.

3. Insurance intermediaries, such as brokers and agents.

4. Insurance auxiliary services, such as consultation. Actuarial, risk assessment and claims settlement services; Banking and other financial services (except insurance).

5. Accept public deposits and other repayable funds.

6. All types of loans, including consumer credit, mortgage credit, business transaction agency and financing.

7. financial leasing.

8. All payment and remittance services, including credit cards, debit cards, traveler's checks and bank drafts.

9. Pledges and commitments.

10. Conduct proprietary trading or trading agent in the trading market, open market or OTC market, including: money market instruments, exchange rate and interest rate instruments, marketable securities, other negotiable instruments and financial assets, including gold bars and silver bars.

1 1. Participate in the issuance of various securities, including underwriting and raising agents (whether publicly or privately), and provide services related to the issuance.

12. Monetary economy.

13. Asset management, such as cash or securities management, various forms of collective investment management, pension fund management, custody, deposit and trust services.

14. Settlement and clearing services for financial assets, including securities, derivatives and other negotiable instruments.

15. Provide and transmit financial information, financial data processing and related software provided by other financial service providers.

Second, what is the meaning of financing guarantee?

Financing guarantee:

Financing guarantee is one of the most important types of guarantee business, which is a kind of credit intermediary behavior with the development needs of commercial credit and financial credit and the financing needs of the guaranteed object.

Credit guarantee institutions are between financial institutions, enterprises or individuals (including banks) and capital demanders (mainly enterprises and individuals).

As a third-party guarantor, provide credit guarantee for the debtor to the creditor-guarantee the debtor to fulfill his responsibilities and obligations with contractual agreement or other kinds of funds.

Financing guarantee has the dual attributes of finance and intermediary in its business nature, and belongs to a special financial intermediary service.

It uses its own third-party credit to provide financing guarantee services for both the fund supplier and the fund demander, so as to promote the completion of the transaction between the two parties.

In the process of financing guarantee business, credit guarantee institutions should complete two tasks: on the one hand, credit evaluation of capital demanders;

On the other hand, it is to provide its own credit certificate to the fund supplier and obtain its recognition of its credit guarantee qualification and performance ability.

Expand the business scope of information financing guarantee companies;

With the approval of the regulatory authorities, a financing guarantee company may engage in some or all of the following financing guarantee businesses:

1, loan guarantee;

2. Bill acceptance guarantee;

3. Trade financing guarantee;

4. Project financing guarantee;

5. Letter of credit guarantee;

6. Other financing guarantee business.

At the same time, with the approval of the regulatory authorities, a financing guarantee company may concurrently engage in some or all of the following businesses:

1, litigation preservation guarantee;

2. Other performance guarantee services such as bid guarantee, advance payment guarantee, project performance guarantee and final payment guarantee;

3. Intermediary services such as financing consultation and financial consultancy related to guarantee business;

4. Self-financing;

5. Other businesses specified by the regulatory authorities.