Hua Bai has a "new routine". Many Alipay users have been recruited. Are you "routine"?

This new routine is the flower bud installment quota. This quota can't be used casually, it can only be used in stages. There is a handling fee for the staging of the flower buds, which means that Ma Yun made another profit with the flower buds. In fact, flower beds have been searched frequently this year. As a financial means against credit cards, flower beds have changed our lives. Generally speaking, there are good and bad flower bed patterns.

In fact, my evaluation of Bai Hua is not that low. At least for me personally, during the epidemic, the company stopped paying wages and was short of money. Only with Bai Hua's help did things get better. My own words, if abused, are really bad for society, but if used within a controllable range, it will still have a certain effect on stimulating the economy. Let's give a simple example. We saw a 7000 yuan computer. If you want to buy it directly, you must have no money. But Bai Hua offered us a staged choice. So the 7000 computer can be started. You just need to pay it back regularly every month in the future.

When the epidemic came, the United States chose to send money directly. Why is this? Because America is a credit card society. Everyone spends money with their own credit and pays back the money directly after they get paid. Because of this operational nature, not many people save money in the United States. When they have extra money, they buy commercial insurance and use it directly when they are sick. But our country is different. We all have the habit of saving money. As a college student who just graduated a few years ago, I can still squeeze out more than 10000 yuan in my pocket. Although this epidemic has consumed all my savings, it has also made me see the importance of savings.

China and the United States are two social consumption patterns, which is better? In terms of stability, I think our model is the best at this stage. Because for everyone, there are both savings and debts. For me, my savings have returned to the level of 10000 yuan, and I am fighting for 50000 yuan. The overall debt is about 5000 yuan. The main reason is that the loan has not been repaid during the application period. I have enough money if I want to buy any commodities. And what kind of car in the United States, although it is a big house, a muscle car, and a tomahawk steak every day. But once there is an epidemic, the social credit system will collapse directly.

At present, the state has strict regulations on flower beds, and it is said that they are not allowed to be opened to students. This is a very good move. Because students have no income, and college students are no exception. Therefore, they should not get into the habit of borrowing money to spend, but should cultivate the consumption thinking of living within their means.

Many people have talked about the problem of flower buds before, and I want to talk about my views. The real problem of Huaya is that without martial arts, who plays ABS too often and sucks. Because there is no military virtue, it has caused huge financial risks. For a developing country, the biggest fear is financial instability. We are not the United States, the dollar is the world currency, and it is a big deal to collect seigniorage from the world.

Therefore, ensuring that we live within our means is the fundamental measure.