What is an insurance broker?

Insurance brokers are institutions (including insurance brokerage companies and their branches) that provide intermediary services for the insured to conclude insurance contracts with insurers based on the interests of the insured. If an insurance broker causes losses to the applicant and the insured due to his fault, he shall be liable for compensation according to law.

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1. Business license

According to the regulations of China Banking Regulatory Commission, third-party platforms or insurance brokerage companies can only carry out insurance-related business in accordance with the law if they obtain relevant licenses issued by China Banking Regulatory Commission, and keep records in strict accordance with national requirements. That is to say, only if they obtain legal licenses can they be qualified to publicize and sell insurance products.

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How to choose a good insurance brokerage company?

2. Level of programme experts

The level of scheme experts directly reflects the level of an insurance brokerage company. Moreover, an excellent scheme expert can configure the most perfect, reasonable and cost-effective insurance scheme for everyone according to the real situation and protection needs of the insured, so that consumers can buy the greatest protection with the most suitable funds.

3. Production line

There is an old saying that "a clever woman can't cook without rice". Without a rich product line, even high-level scheme experts can't exert their maximum effectiveness, and it is difficult to configure the most reasonable insurance scheme for consumers.

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What kind of insurance is good, how to buy it cost-effectively, and teach you to avoid these pits of insurance.

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