Comparison of several modes of internal settlement

There are two modes of internal settlement:

1, in the financial department to set up a settlement center, mainly responsible for the settlement of transactions between departments within the enterprise, accounting work is simpler.

2, in the factory bank settlement, with settlement, credit, control and other functions, but the accounting work is more complex, the enterprise can be based on the management needs of the appropriate organizational form selected.

Internal settlement, in line with both meet the requirements of the current settlement, but also to simplify the principle of procedures, choose to use, generally more appropriate to the factory check, but also by the enterprise in accordance with its specific circumstances to decide on their own.

Settlement center is set up by the enterprise group or holding company within the unified handling of members of the enterprise or subordinate branches and subsidiaries of the funds received and paid and settlement, it is an independent operation of the enterprise's functional institutions for the settlement of funds between the members of the funds, funds scheduling, operations to reduce the cost of funds and improve the efficiency of funds use of the internal funds management organizations, its business covers funds Its business covers fund management, financing, settlement, risk control, operation and planning.

Expanded Information

The basic design of the main business processes of the funds clearing center:

1. Account management

Unified management of bank accounts of listed companies, and the establishment of internal clearing accounts for the listed companies' various controlling companies in the funds clearing center and unified management. Audit and filing management is implemented for the fund accounts independently opened by each holding company in the bank, and the management and monitoring of such fund accounts is carried out.

2. Internal Settlement

To handle the mutual fund transactions and fund settlement business within each enterprise. It handles internal and external fund transactions and fund settlements for the holding enterprises that have opened internal settlement accounts in the fund settlement center, provides fund account information and reconciles fund books in a timely manner.

3, internal fund allocation

Responsible for the development of each enterprise's internal fund scheduling, allocation, use of management systems and management processes. According to the company's decision-making and the Ministry of Finance directives of the funds of each enterprise for unified management, unified scheduling, unified configuration and unified use, to ensure that the funds in the system of efficient circulation and flow, to ensure that the overall use of funds to maximize the benefits.

4, external capital transactions

As a unified external capital management unit, it is responsible for handling the deposit and loan business, capital transactions and capital settlement business of each enterprise with banks and other units outside the system.

5, investment and financing

Cooperating with the Capital Operation Department and the Finance Department to carry out external investment and external financing, it is specifically responsible for the operation of funds management in the external investment plan and external financing plan.

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