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How to screen out Xiaoman's financial advertisements?
The impact is also relatively large, and the longer the overdue period, the more serious the consequences. Mainly reflected in two aspects: penalty interest and the impact on personal credit.
Penalty interest will be charged for overdue funds, and the charging standard is: from the date of overdue, the penalty interest will be charged at the agreed interest rate 150% every day until it is paid off.
And the longer the overdue time, the heavier the penalty interest. The overdue penalty interest will be paid, and the bill will be paid together next month. If you want to repay the overdue penalty interest in this period, you must pay off all the "amount to be repaid" in the next period, otherwise the interest will increase a lot according to the overdue time.
Brief introduction of Du Xiaoman's finance
Xiaoman Finance is the original Baidu Finance. 2065438+In April 2008, Baidu Finance completed the signing of the split financing agreement and launched a brand-new Xiaoman Finance. The main products and services of Xiaoman Finance include the APP products and services of Youyouhua, Xiaoman Finance (formerly Baidu Finance) and Xiaoman Finance (formerly Baidu Wallet), as well as the financial technology capabilities exported to financial institutions and other partners. At present, there are more than 500 cooperative financial institutions.
Rich Flower (APP) "Rich Flower" is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance) (original name: Baidu Rich Flower, renamed as "Rich Flower" in June 2065438+08). The big brand is trustworthy and the interest rate is low. Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
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