How does green finance promote the development of new energy automobile industry?

To solve the problem of green financial assistance in the development of new energy automobile industry, all departments must cooperate closely, formulate policies that meet the actual needs of China's current green finance and new energy automobile industry development, create a good external financial environment, and improve the green service level of financial institutions. Effectively link green finance with the development of new energy automobile industry at the cognitive level, establish a perfect green financial service mechanism, and promote the healthy development of China's new energy automobile industry.

(1) Increase green financial financing and accelerate the improvement of China's green financial system.

First, improve the green credit evaluation system, draw lessons from foreign advanced green credit experience, and formulate pollution control standards for new energy automobile industry, so as to lay a foundation for optimizing green credit evaluation methods and increasing green credit supply. Second, the regulatory authorities should constantly improve the issuance standards of green bonds. Establish a unified green bond identification standard, reduce the cost of green bonds, broaden the financing channels of new energy automobile industry, use multi-level green financial products, expand the scale of green financial financing of new energy automobile industry, and better serve the development of new energy automobile industry.

(2) Promote the innovation of green financial products.

First, attach importance to the development of green insurance business and provide diversified green insurance products. According to the characteristics of the new energy automobile industry, targeted green insurance products are launched at different stages of the industrial chain. For example, lithium battery pollution insurance is established for upstream battery manufacturers, and vehicle quality and safety insurance is established for downstream vehicle manufacturers. The second is to promote the innovation of carbon financial products. In order to reduce the risks brought by carbon finance, financial institutions can independently set up professional departments to supervise carbon financial transactions and related businesses, and further develop carbon financial transactions into financial instruments such as carbon spot and carbon futures. In all aspects of carbon trading, financial institutions can help enterprises to develop and manage carbon assets, realize the preservation and appreciation of carbon assets and further reduce the risks brought by carbon finance. The third is to expand the scope and mode of green leasing services, strive to create green leasing projects suitable for small and medium-sized new energy automobile enterprises, and change the traditional mode of providing green leasing services to mature large enterprises. In short, financial institutions need to optimize the innovation of green financial products in the new energy automobile industry, further expand the scope of services, and effectively solve the problem of insufficient mortgage loans for small and medium-sized enterprises, so as to better promote the development of the new energy automobile industry.

(3) Improve the supporting resources for green finance construction of new energy automobile industry.

In the process of accepting the help of green finance, it is necessary to formulate corresponding support measures. On the one hand, improve the environmental information disclosure mechanism of listed companies of new energy vehicles. Information disclosure can not only provide financial institutions with the environmental performance of new energy automobile companies, but also provide important basic information for the capital market to develop green bond indexes and related products, which is conducive to further enhancing the capital market's ability to allocate resources to green industries. First of all, listed companies should be forced to disclose environmental information through legislation. Second, the CSRC and the exchange must clarify the main information disclosure contents of listed companies, such as major pollution emission indicators and disposal procedures for waste batteries. The third is to give full play to the supervisory and guiding role of financial institutions.