What is cooperative medical care?

The Decision on Further Strengthening Rural Health Work puts forward a new rural cooperative medical system. It is a medical mutual aid system for farmers organized, guided and supported by the government, in which farmers voluntarily participate and individuals, collectives and the government raise funds in various ways, and it is a part of the social security system. "Running towards a well-off society and putting health first" is an important prerequisite for establishing a new rural cooperative medical system. The establishment of a new rural cooperative medical system is to solve the problem of "poverty caused by illness and returning to poverty due to illness", which is related to the overall situation of rural reform, development and stability, and is a practical and good thing to win the hearts of the people, conform to the will of the people and solve their worries. The fundamental nature of farmers' cooperative medical assistance remains unchanged, and it is a medical assistance and mutual assistance system established to resist the risk of diseases. Compared with the traditional cooperative medical system, the new rural cooperative medical system has six characteristics: first, it has increased government support and further improved the financing mechanism combining individual contributions, collective support and government funding; The second is to highlight the overall planning of serious illness and give consideration to interests; Third, the level of overall planning has been improved, with the county as the unit, which has enhanced the ability to resist risks and supervise; Fourth, the principle of farmers' voluntary participation is clarified, which gives farmers the right to know and supervise, and improves the openness, fairness and impartiality of the system; Fifth, the government is responsible for and guides the establishment of organization and coordination institutions, handling institutions and supervision and management institutions, strengthens leadership, management and supervision, and overcomes the shortcomings of loose and extensive management; The sixth is to establish a medical assistance system to take care of the special situation of the vulnerable groups.

Legal basis:

People's Republic of China (PRC) Social Insurance Law Article 25 The State establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Derivative problem:

What does the basic medical insurance cover? Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. Basic medical insurance includes general medical insurance, hospitalization insurance, operation insurance, comprehensive medical insurance and special disease insurance.