How to upgrade the gold card with the credit card Puka?

Don't want to use Puka! How to upgrade a credit card to a gold card?

The grade of credit card directly determines the scope of credit line issued by banks. Generally speaking, credit cards are the lowest, while gold and platinum cards are relatively high. It's the first time to apply for a credit card, but I don't want to use it after a while. How can I upgrade my credit card to a credit card gold card?

First, you can swipe your credit card.

In normal consumption, credit cards are used where you can swipe your card. Use a credit card regardless of the amount. It is best to diversify the types of transactions and all businesses will come to him. Frequent use of credit cards will make banks think that cardholders have strong spending power and have spending power. It is not difficult to upgrade a credit card to a gold card.

Second, let the credit card be on the verge of explosion.

If you want to upgrade your credit card from ordinary card to gold card, it is the most critical to increase the credit limit. Banks need to see that you have enough spending power and repayment ability. If the credit card is often on the verge of being maxed out and the cardholder repays on time, the bank will think that the amount given now can no longer meet the spending power of the cardholder.

Third, credit card repays on time.

Credit card consumption demand must match repayment ability. Repayment on time can maintain the cardholder's good credit. If you don't consider your repayment ability, just paying by credit card will lead to overdue and interest, which will not only bring you extra financial burden, but also affect your credit information. Once the personal credit is damaged, it is wishful thinking to upgrade the ordinary credit card to the gold card!

How to upgrade a credit card from Puka to Gold?

Credit card from Puka to Gold Card is actually realized by constantly increasing the amount. Here are several ways to increase the credit card limit:

1, frequency of use: credit cards are often used, no matter how much they cost, as long as they can swipe their cards, they will definitely spend money.

2. Amount: It is best to generate at least 30% of the total bill every month.

3. The bill of credit card consumption needs to last for 3 months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

How to upgrade the credit card? Puka upgrade gold card, gold card upgrade platinum card!

As we all know, there are different grades of credit cards, such as Puka, Gold Card, Small Platinum Card, Platinum Card, Diamond Card, Black Gold Card and so on. The higher the level, not only the higher the quota, but also the more rights and interests enjoyed, which also represents a noble status symbol. Many times, the credit cards we just handled are ordinary cards, and there are also individual gold cards. How to upgrade your credit card? To teach everyone.

Credit card upgrade method 1: card upgrade

The purpose of the card upgrade is to keep the account unchanged and issue you a new card with a higher level. After receiving the card and activating it, the old card will automatically become invalid, so just cut it off.

Generally, you can upgrade the card directly by calling customer service manually. The customer service staff will inquire about the basic information of your credit card, and the system will judge whether it can be upgraded. Both CITIC and ICBC support this approach. If the card is upgraded to a gold card, China Bank needs to fill in the form at the outlet.

Credit card upgrade method 2: reapply directly.

Other banks that do not support card upgrade can only apply for another credit card. Generally speaking, if you already have a universal card of this bank and use it well, you can successfully apply for a gold card, which is somewhat similar to the way of handling cards with cards.

Upgrading a gold card to a platinum card will be more stringent, and it is generally necessary to fill in the application materials again. Some banks need to provide certain financial proof to upgrade their platinum cards.

In addition, China Merchants Bank can see if it can upgrade its Platinum Card. You can also access the credit line inside through the Pocket Life APP, display "Upgrade High-end Card to" and upgrade the high-end card online.

The above is the method of credit card upgrade for everyone, I hope it will help you. Credit card upgrades generally require the use of existing cards for a period of time, and there is no related phenomenon such as overdue. I hope everyone can upgrade successfully.

This is the end of the introduction about how to upgrade the gold card of credit card and whether the gold card of credit card will be upgraded. I wonder if you have found the information you need?