What are the advantages of online payment and traditional bank payment?

At present, more and more people begin to use electronic banking, and more and more people feel the convenience brought by electronic banking to work and life. The advantages are:

1. Online payment really makes the circulation of funds convenient and fast, and saves costs. Online payment is the development trend of capital circulation, which should be viewed from two aspects. Whether online payment is safe or not cannot be answered by affirmative or negative, which is relative and depends on how high its safety factor is.

2. The security of online payment should not only ensure the confidentiality of online fund flow data, but also ensure the identity identification of both parties to online fund settlement, the undeniable behavior and content of online fund payment settlement, the stable and reliable operation of online payment system, data backup and disaster recovery, and the payment and settlement speed.

3. Online payment uses advanced technology to complete information transmission through digital circulation, and all its payment methods are digital. Online payment uses the most advanced communication means, such as the Internet, while traditional payment uses traditional communication media. Online payment requires high hardware and software facilities, and generally requires networked microcomputers, related software and other supporting facilities; Traditional payment is not so harsh.