Is Xinhua Baoxing Xianghe Wanjia Old-age Security Dividend Type a lie?

Xianghe Wanjia is a new product developed by Xinhua Life Insurance in recent years, which is suitable for people of all ages and different needs. It is possible that your salesman is misleading in sales, but Xianghe Wanjia Insurance itself is not a lie. You have already bought insurance. From your point of view, don't retreat. If you buy it later, the cost will be much higher. Choosing to pay 20 years is for your consideration, to reduce the pressure, and insurance will not protect you from getting old. Many people can't buy it if they want to.

Insurance is one of the four financial pillars of the country. the State Council strongly supports commercial insurance, so it is definitely not a lie. Moreover, the dividend system of Xinhua Life Insurance is a guaranteed dividend, and the profit is still considerable, especially if it is bought early, with low cost and long time.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.