What are the problems of China's family pension system?

China as an ancient oriental civilization with a profound history of family old-age care has always been a traditional way of old-age care that is worth cherishing and advocating. At present, China is still adopting the policy of "family old-age care as the mainstay and social old-age care as a supplement". Family pension not only can ensure the basic material life of the elderly have security but also can give comfort in the spirit of the elderly will not let the elderly have a sense of loneliness so that the elderly in their twilight years to enjoy the joy of family. However, with the accelerated pace of aging and changes in social development and family structure, the problems exposed by the traditional way of family old-age care are becoming more and more prominent. For example, nowadays young couples are too busy working to take care of the elderly, especially when a couple has to take on the obligations of several pairs of elderly people, the financial burden of old-age care forces the children to work hard to maintain the family's needs. In this way, the family model of care for the elderly who cannot take care of themselves is obviously not suitable. (3) Secondly, nursing home care is getting more and more attention. Nursing homes can meet the basic needs of the elderly and relieve the burden of their children. However, one of the biggest drawbacks of the nursing home model is that it cannot eliminate the loneliness of the elderly, and in some nursing homes with poor service attitude, the elderly not only cannot feel the warmth of the elderly may also be subjected to some unpleasant experiences. Therefore, many elderly people are afraid of nursing homes. (4) I think that in the face of China's complexity of the elderly problem we should advocate a modern way of China's old age path choice. First of all, family old-age care is still the main way of old-age care in the future. Secondly, we should choose a variety of ways of old age as an effective supplement at the same time that family old age is the main way of old age. For example, we should study and promote the representative "senior citizen apartments", "care centers", "welfare homes", "senior citizen hotels", etc. For example, research and promotion of representative "senior citizen apartments", "nursing homes", "welfare homes", "senior citizen hotels", etc. will be carried out to improve the operation system of the nursing home model. Finally, a social pension system will be established. (5) In short, our society should pay full attention to the problem of old age to really make China's elderly people have a sense of security, old people have to enjoy a happy old age. (1) China's rapid increase in the degree of aging and the elderly population will become the most prominent demographic phenomenon in the first half of the 21st century. As the speed of China's aging accelerates, the contradictions of the aging society are also deepening, in which the most basic problem is how to age the large number of elderly people, i.e., what kind of old-age pension methods to choose to solve the problems of the elderly's economic support, medical care, care and comfort, learning and education, culture and recreation and so on. (2) China, as an ancient oriental civilization with a profound history, has always cherished and advocated family old-age care as a traditional way of raising the elderly, and at present China still adopts the policy of "family old-age care as the mainstay and social old-age care as a supplement". At present, China still adopts the policy of "family-based old-age care, supplemented by social care". Family-based old-age care not only ensures that the basic material life of the elderly is guaranteed, but also comforts the elderly spiritually, so that they will not feel lonely and will be able to enjoy the joys of family life in their twilight years. However, with the accelerated pace of ageing, social development and changes in family structure, the problems exposed by the traditional family approach to old age are becoming increasingly prominent. For example, young couples nowadays are too busy working to take care of the elderly, especially when one couple has to take on the old-age obligations of several pairs of elderly people, and the financial burden of old-age care compels the children to work desperately to maintain the family's needs. In this way, it is obvious that the family model of old age care is not suitable for those elderly people who cannot take care of themselves. (3) Secondly, nursing homes for the elderly are attracting more and more attention. Nursing homes can meet some of the basic needs of the elderly and relieve their children of many burdens. However, one of the biggest drawbacks of the nursing home model is that it cannot eliminate the loneliness of the elderly, and in some nursing homes with poorer service attitudes, the elderly not only cannot feel the warmth, but may also be subjected to some unpleasant experiences. As a result, it makes many elderly people shy away from nursing homes. (4) In my opinion, in the face of the complicated old-age problems in China, we should advocate a path choice of modern old-age way in China. First of all, family old-age care is still the main way of old-age care in the future. Secondly, while taking the family as the main way of old-age care, we should choose various ways of old-age care as effective supplements. For example, research and promotion should be conducted on representative "senior citizen apartments", "day-care centers", "welfare nursing homes", "senior citizen hotels", etc. For example, research into and promotion of representative "old people's homes", "nursing homes", "welfare homes", "senior citizen hotels" and so on are being carried out in order to improve the operation system of the old people's home model. Finally, a social pension system will be established. (5) In short, our society should pay full attention to the problem of old age, and really make China's elderly people have a sense of security, old age, and enjoy a happy old age.