What is the definition of central bank bills?

Bill refers to: check, cashier's check and draft (commonly known as three tickets)

According to the provisions of China's bill law, bank bills include bills of exchange, promissory notes and checks. Bills can be classified from different angles.

Bills are classified according to the time of payment, which can be divided into spot bills and forward bills. A sight draft refers to a bill that the payer must pay to the holder immediately after seeing the bill, such as a check, a sight draft, a promissory note, etc. A time draft is a bill that the drawee pays within a certain period or a specific date after sight.

According to the different ways in which the payee records the bill, the bill can be divided into registered bill and bearer bill. A registered bill refers to a bill with the payee's name marked on it, which can be endorsed and transferred by the payee, and the payer can only pay the payee or his designated person. Bearer bill refers to a bill whose face does not contain the name of the payee. It can be directly transferred by delivering the bill without endorsement, and the payer can pay any holder.

Definition of financial bills: financial bills are uniformly defined, printed, distributed and managed by the central and provincial financial departments, and are issued to citizens, legal persons and other organizations in the process of collecting government non-tax income, non-profit medical service income, social group membership fees, unit receipt and payment, fund settlement and other financial activities on behalf of the government by state organs, institutions or institutions with public affairs management functions authorized by laws and regulations.

2, the characteristics of financial instruments

(1) Financial bills are uniformly printed, distributed and managed by the central and provincial financial departments, and the financial departments at all levels are the competent authorities of financial bills.

(2) Financial bills are the legal proof of financial revenue and expenditure of the unit and the original proof of accounting. The general payment book of non-tax income in our province is also the basis for banks to settle non-tax income.

(3) Financial bills are an important basis for inspection and supervision by departments of finance, auditing, taxation and supervision.