What is the payment standard of endowment insurance in Chengdu from 2065438 to 2009? What is the difference?

20 10 to 20 1 1 Chengdu social security payment standard: Chengdu social security payment ratio and social security payment base detailed introduction: the upper limit of social security payment base is: 7 140 yuan, and the lower limit is: 1428 yuan (in 2009, the average monthly salary of employees in the province was 2,380 yuan.

Chengdu: chenghua district, Wuhou, Qingyang, Jinjiang, jinniu district, Longquanyi, qingbaijiang district, Xindu, Wenjiang, Shuangliu, Pixian, Dayi, Jintang, Pujiang, Xinjin, Dujiangyan, Pengzhou, chongzhou city and Qionglai.

Social security payment base, social security payment proportion and social security payment inquiry: you can log in to official website, the local human resources and social security bureau.

Chengdu Labor and Social Security Bureau announced the payment base and corresponding payment ratio of enterprises participating in social insurance on 20 10. This year, the minimum payment base for employees of enterprises in Chengdu to participate in basic old-age insurance is 1.428 yuan per month, and the minimum payment base for basic medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and supplementary medical insurance for serious illness is 1.364 yuan. This payment base will be implemented as usual until March 20 1 1 year.

Payment base

Less than 60% of the average salary, the payment base is 1428 yuan.

According to the notice issued by the Municipal Labor and Social Security Bureau, in 20 10, the payment base of employees of enterprises participating in the basic old-age insurance involved the "average salary of employees", and the average annual salary of employees in urban non-private units in Sichuan Province last year was 28,563 yuan (2,380 yuan per month); Participating in basic medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and supplementary medical insurance for serious illness involves "average wages of employees". Last year, the average wage of employees in various units in Chengdu was 27,272 yuan (2,273 yuan per month).

According to the regulations, for the insured whose wage income is lower than 60% of the average wage of employees, the payment base is determined as 60% of the average wage of employees; For the insured whose wage income is between 60% and 300% of the average wage of employees, the payment base is his actual wage income; For the insured whose wage income is higher than 300% of the average wage of employees, the payment base is determined to be 300% of the average wage of employees.

In this way, the minimum payment base for employees of enterprises participating in the basic old-age insurance in Chengdu this year is 2,380 yuan ×60%= 1428 yuan per month, and the highest is 2,380 yuan ×3=7 140 yuan per month, which is higher than that in 2009 by 176 yuan and 879 yuan respectively. When participating in the five insurances such as basic medical insurance, unemployment insurance, work injury insurance, maternity insurance and supplementary medical insurance for serious illness, the minimum payment base is 2273 yuan ×60%≈ 1364 yuan per month, and the maximum is 2273 yuan ×3=68 19 yuan per month, which is higher than that in 2009 129 yuan and respectively.

Payment ratio

Before 65438+February, all three insurance rates have "concessions".

Basic old-age insurance, the unit contribution ratio is 20% (urban individual industrial and commercial households with employees: 12%), and the individual contribution ratio of employees is 8%.

Basic medical insurance, the unit contribution ratio is 6.5%, and the employee individual contribution ratio is 2%. Unemployment insurance, the unit contribution ratio is 2%, and the individual contribution ratio of employees is 1% (farmers contract workers do not pay). Maternity insurance, the unit contribution rate is 0.6%, and employees do not pay. Work-related injury insurance, the proportion of unit payment is determined by industry, the benchmark rate of the first industry is 0.6%, the second industry 1.2%, and the third industry is 2%. The actual payment rate is 70% of the benchmark rate, and employees do not pay. Supplementary medical insurance for serious illness, the unit payment ratio is 1%, and individuals do not pay.

However, during the three years from 2008 to 20 10, Chengdu successively issued a series of policies to reduce the payment rates of some social insurance. Before 20 10 and 12, the contribution rate of unemployment insurance unit dropped to10.5%, that of maternity insurance unit dropped to 0.3%, and that of industrial injury insurance unit dropped to 70% of the industry benchmark rate.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.