Risk management in Jinling

Experts predict that in the next three to five years, there will be a golden collar position of Chief Risk Management Executive (CRO) with an annual salary of one million in China. Many people are familiar with the position represented by CEO. CRO is as famous as CEO in developed countries, but little known in China. The first CRO in the world was born in 1993. According to a survey, in 2002, only 20% of large enterprises in the United States had CRO positions, and by 2004, 40% of large enterprises in the United States had CRO positions. 265438+At the beginning of the 20th century, more than 80% financial institutions in the world set up CRO positions.

Risk management is to study the law of risk occurrence and control it, that is, to take necessary measures and methods to promote the transformation of risk events in a favorable direction and reduce risk losses to a minimum. It enables enterprises to pursue the maximum profit under the premise of minimum risk; Or on the premise of a certain income, the pursuit of risk minimization. It is also a mechanism, through which major risks can be found and evaluated, and then corresponding countermeasures can be formulated and implemented to control risks within the acceptable range of enterprises.

Western economics calls the time value of capital, asset pricing and risk management the three pillars of modern financial theory. Walter, former president of Citigroup. Walter riston once said, "Our life is to manage risks, not to eliminate them." Ubiquitous risks are increasingly becoming the sword of Damocles hanging over all walks of life.

Risk management: the guarantee of enterprise investment

Risk management has become the most important part of many famous international corporate governance structures. The leaders of such enterprises must prove to all parties that their strategic decisions such as investment and operation are well thought out, and they are not only concerned with financial benefits, but also fully measure various risk factors, otherwise their companies will be abandoned by many investors and will not be depressed.

Risk management: the firewall of enterprise security

Risk management is a complete system, including culture, ideas, personnel and other aspects, including all levels of risk management. Smart operators should know how to manage risks and how to protect their companies from major risks. Excellent enterprises will make a good risk management plan, conduct crisis investigation and risk prediction in advance, determine the key communication targets, and consider those who will be greatly affected after the crisis. And take corresponding measures to strengthen communication with relevant parties. Establish a more solid foundation and push the company to achieve its set goals.

Risk management: an important means for enterprises to resolve the crisis

When risks come to enterprises, enterprises must respond quickly to recover losses. Generally speaking, "initiative is the best defense", generally speaking, this principle is always applicable. An "eagle" enterprise that can take action quickly and take responsibility decisively can always be understood by the public.

Successful managers will look for opportunities from behind risks to promote the leap-forward development of their careers. The logic in fairy tales often reappears in the business world-every treasure is guarded by a fierce spirit beast. How to tame this guardian named "risk" and gain the treasure of "benefit"? Risk management is the most powerful weapon in the hands of brave business fighters.