What are the classifications of commercial bank assets

Commercial bank assets are divided in two ways:

1, by balance sheet composition,

2, by the requirements of bank operation and management. Analyzed from the balance sheet, the assets of commercial banks are composed of three parts, i.e. current assets, long-term assets, and other assets.

Expanded:

Current assets are assets that are highly liquid, including cash on hand, deposits with the central bank, deposits with interbanks, funds on call, short-term loans, short-term investments, investments maturing within one year, and other current assets.

Long-term assets are all assets with a maturity of more than one year, including medium- and long-term loans, overdue loans, long-term investments, fixed assets, and other long-term assets.

References:

.

Baidu Encyclopedia - Commercial Bank Assets