Does everyone need to buy insurance?

In fact, everyone needs insurance, but not everyone has insurance awareness and conditions for buying insurance.

The most basic insurance is employee social security and resident insurance that most people will participate in. In addition, eligible partners may also configure some guarantee insurance or wealth management insurance for themselves.

Like the four common types of insurance, many people will consider insurance. Interested parties can have a look: What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

Accidents, diseases and other risks cannot be prevented, so when buying commercial insurance, you can consider accident insurance, critical illness insurance, medical insurance and other types of insurance.

Take critical illness insurance as an example. If you are unfortunately seriously ill, you often have to face tens of millions or millions of medical expenses, which is unbearable for most ordinary families.

Moreover, if the breadwinner is unfortunately seriously ill, the whole family will lose its main source of income, which is a major blow to the whole family economy.

The allocation of a critical illness insurance can get a large sum of money at one time in the case of unfortunate accidents and in line with the conditions for claims, which can transfer the economic crisis caused by serious illness to a certain extent.

In addition, if it is the backbone of the family economy, you can also consider configuring a life insurance to transfer the family economic risks caused by your unfortunate fall.

It can be seen that guarantee insurance has its corresponding function.

Of course, when buying insurance, you should also pay attention to: what kind of insurance is good, how to buy it is cost-effective, and teach you to avoid these pits of insurance.

In addition to guaranteed insurance, some small partners who have capital planning needs or financial management needs will also come up with some financial management insurance, such as annuity insurance, incremental whole life insurance and so on.

For example, the traditional annuity insurance and increased whole life insurance can get certain income without losing the premium paid, which is welcomed by many small partners.

Want to know more about wealth management insurance, let's take a look: What's the difference between dividend insurance, universal insurance and increased whole life insurance wealth management insurance? Which is the most cost-effective?

The above is all my answers to this question, I hope it will help you!

Hope to adopt!

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