What are the characteristics of online banking compared with traditional banking?

1. Operation mode: Traditional banks adopt the operation mode of deposit+loan+intermediary business. Online banking does not have a physical business point, and does not need property security, but through Internet technology.

2. Different types of transactions: traditional banks use bills and receipts, while online banks use electronic checks, drafts and receipts.

3. Different ways to open an account: Traditional banks require customers to personally sign an agreement at the counter when opening an account, which not only ensures the authenticity of customer information, but also is more secure. Due to the lack of policy support and offline physical outlets, online banks cannot remotely open transaction settlement accounts required by the CBRC.

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Precautions for online banking:

1. Log in to the correct online banking website. Enter the bank URL directly in the browser to enter the website page, and add the URL to the favorites for easy use next time.

Please don't use other links to visit the online banking website. If you find a false bank website, please report it to the bank immediately.

3. Check the safety lock. When using personal online banking, please pay attention to the small lock pattern displayed in the status bar in the lower right corner of the browser, indicating that the transaction is protected by encryption.

4. Don't disclose your account or password easily. Don't disclose your account number or password to anyone, and don't trust anyone to get your account number or password by email, SMS, telephone, etc.

Baidu encyclopedia-online banking

Baidu encyclopedia-bank