What's the difference between new energy vehicles and traditional auto insurance?

Although there are differences between fuel vehicles and new energy vehicles, there are similarities in buying auto insurance. First of all, at present, the insurance of pure electric vehicles basically follows the insurance mode of traditional vehicles, and there is no targeted insurance protection.

In addition, whether there will be any discount for the renewal of new energy vehicles in the second year is a matter of great concern to everyone. The answer is not exciting, because the benefits of new energy vehicle insurance are basically the same as those of fuel vehicles, which are automatically generated by the system when the insurance is renewed. The discount standards of different insurance companies in different regions are different. You can refer to local standards according to the actual situation.

Regarding the insured price, it is mainly because of the different subsidy policies in different places, so insurance companies directly insure according to the guidance price, that is, the price before the subsidy. However, we also know that some insurance companies will give certain discounts according to the specific conditions of regions and models, but the discount range is relatively low. In other words, it is basically necessary to insure at a relatively high price.