What is the relationship between e-commerce and online banking?

Banks play two roles in e-commerce. On the one hand, they provide online payment services for all parties engaged in e-commerce through online banking, and are active promoters of e-commerce; On the other hand, it is also an active participant in e-commerce and needs to provide online banking services for its customers through online banking. Based on traditional electronic banking, online banking is a development stage of electronic banking. Therefore, students majoring in e-commerce must master the basic knowledge and principles of e-banking in order to understand the operating mechanism of e-commerce.

Online banking and e-commerce are closely related on the Internet. Online banking is inseparable from e-commerce, which needs online banking. Both of them combine with each other on the Internet, promote each other, and improve and develop together.

E-commerce can not be separated from capital flow and financial services of online banking. The expansion of online banking business and the transformation of service mode are also inseparable from the support of e-commerce technology.

In any case, the fund payment and settlement system is the core business system to complete and realize e-commerce, and it is also an extremely important function of e-commerce system. On the one hand, the development of e-commerce needs financial payment support from merchants and consumers' banks, and effectively realizes the electronization and networking of payment means.

The development of e-commerce has also brought opportunities to banks, and e-commerce technology has provided favorable development space for banks to break through traditional business models and expand and extend services. Online banking shows people the thinking mode of future banks with high quality, fast and comprehensive services, and becomes the direction of financial development. In China, online banking is the breakthrough of China's financial innovation in the new century.

A complete e-commerce requires that logistics, information flow and capital flow be carried out online as much as possible. Different from traditional payment methods such as cash and check, _ E-commerce uses electronic money such as credit card, electronic check and digital cash for online payment. This is necessary for both parties to complete the transaction through e-commerce. The role of online banking is mainly to support and serve, which belongs to commercial behavior.