Personal accident insurance includes what kinds of insurance

Personal accident insurance includes:Traffic accident insurance, travel accident insurance, comprehensive accident insurance.

1, traffic accident insurance

Traffic accident insurance, the insured's body as the subject matter of insurance, to the insured as a passenger in the passenger mass transportation during the period of the accident caused by an accidental injury caused by the accidental death, disability, or medical expenses as a condition for the payment of insurance benefits. Insurance form.

There are some differences between different transportation accident insurance policies in terms of the type of transportation. Generally speaking, the transportation that meets the general terms of transportation insurance refers to public **** transportation, including: civil aviation, trains, ships, cars and other forms of transportation with corresponding operating licenses in accordance with the commercial operation regulations of the transportation management department.

2, travel accident insurance

Travel accident insurance, that is, travel insurance, is in the country or international travel to be able to provide a kind of insurance business for the payment of medical expenses and financial (such as the return of pre-paid funds) and other losses.

When you go on a trip, traveling by car and boat is indispensable. The insurance period is from the time of checking the ticket into the station or boarding the ship midway, to the time of checking the ticket out of the station or disembarking from the ship midway. During the validity period of the insurance, if an accident causes the death, disability or loss of physical function of the tourists, the insurance company will not only pay for the medical expenses according to the regulations, but also pay the insurance premiums to the injured or the family of the deceased.

3, comprehensive accident insurance

Comprehensive accident insurance, refers to the policyholder according to the contract, pay premiums to the insurer, the insurer for the contract may occur due to the occurrence of accidents caused by the property damage liability.

It is like a kind of invisible umbrella, in the suffering of accidental force majeure factors caused by the injury after a kind of compensatory protection. There are many types of insurance, at present the general public is more enthusiastic for the "three insurance", "five insurance", but for special types of work and special events people will choose for sudden, force majeure factors of accident insurance.

Expanded Information:

Precautions

1, personal accident insurance products are specially designed for different people and different coverage. How to buy the right, but also with their own actual needs to determine.

2, like to self-drive travelers, you can choose to insure their own travel personal accident insurance, if you are worried about going out to travel in the process of accidental disease, you can choose with accidental medical insurance accidental injury comprehensive insurance.