Traditional Culture Encyclopedia - Traditional stories - What is the acquisition business?
What is the acquisition business?
Bill acquiring business: refers to the local and foreign currency fund settlement services provided by the contracted banks to merchants. That is, in the end, the cardholder swipes the card at the bank signing merchant and the bank settles. The process of acquiring bank settlement is to get the transaction documents and data from the merchants, and then pay the money to the merchants after deducting the fees calculated according to the rate.
Receipts are divided into:
1) online receipt, that is, online receipt.
2) Offline receiving, that is, non-network receiving.
Pos acquiring: participating in various acquiring banks (such as ICBC, CCB and Bank of Communications). ), UnionPay, Tonglian Payment, Digital Wangfujing, Guangdong Hanxin and Shanghai Shande.
②ATM acquiring institution: Bank card acquiring institution refers to a financial service institution authorized by various credit card organizations to sign a contract with a special store and advance the cardholder's trading account when clearing with the special store.
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