What is the standard of living in France?

French media reported on April 28th that the French Institute of Statistics and Economics (INSEE) released the 20 1 1 version of the household income and property report, describing the income, living standards and poverty of French residents from 2006 to 2008, and at the same time describing the 20 10 French residents.

It is believed that the report truly reflects the living standards of French residents, and the summary is as follows:

1. Nine out of ten families own private property.

Two thirds of households own both financial securities and real estate. Among families with financial property, 94% have savings deposits; 46% own life insurance products. Among the families with real estate, 94% own their first house; 30% own a second home or rent a house.

2. Half of the families without property can't make ends meet.

Of the total number of French families, only 6% have neither any financial securities nor real estate. Half of these 6% families are extremely low-income families, and even make ends meet; One third of families are unemployed for a long time; Nine out of ten families have never inherited any inheritance or gifts.

3. Half of the households are in debt

In 2008, half of French families needed to repay their loans or loans. Among these families, one-third are home purchase loans and one-third are consumer loans. Overindebted families account for 3% of the total, mainly involving poor families. 20 1 1 year, there are 900,000 over-indebted families in France.

4. One tenth of the family's housing expenditure accounts for more than 44% of their income.

Of the total number of French families, 8% have a living cost ratio (the ratio of main housing expenses to income) exceeding 44%, and the average living cost ratio of all families is 20%. Single-parent families, single-parent families, and families living in Paris and big cities with a population of more than 654.38 million are generally above average.

One third of the unemployed are in poverty.

In 2008, 7.8 million people in France lived below the poverty line, that is, the monthly income of a single person was less than 949 euros, or that of a couple was less than 2,000 euros. The poverty-stricken population accounts for 13%, which is lower than 1996 1.5 percentage points.

Among the employed population, poverty accounts for 7.4%, and among the unemployed population, poverty accounts for 35%.

In the past 40 years, the living standard of the French people has doubled.

1970 France's per capita annual income was 9290 euros, and then gradually increased. In 2008, the per capita annual income of France was 6.5438+0.9 million euros. The average annual income of the affluent class, which accounts for 10% of the total population, is 35,550 euros, and that of the lowest income class, which accounts for 10% of the total population, is 10520 euros.

7. In recent 10 years, the living standard of workers has improved by 20%.

1996-2008, the living standards of senior managers and intermediary professionals grew slowly, with an average annual growth rate of 0.5% and 0.7% respectively. In the same period, the average annual growth rates of workers and ordinary employees were 65438 0.6% and 65438 0.2% respectively. The most important reason is the continuous increase of the legal minimum wage.

On the other hand, non-wage earners include freelancers, craftsmen and businessmen. The average annual growth rate is relatively high, at 2%.

8. Since 2004, the wealth of the rich has increased by 1 1% every year.

From 1996 to 2008, the gap between the living standards of the rich and the poor in France has not changed much. However, since 2004, the gap between the rich and the poor has narrowed due to the rapid improvement of the living standards of the poorest class.

9. Each child reduces the living standard of a family 1 1%.

On average, for every additional child in a family, its living standard will drop by 2% compared with the previous year, reaching 1 1%. Various subsidies and tax relief provided by the state, including housing subsidies, family subsidies, tax relief, etc. , can guarantee to offset the increase of newborn expenses, but can't offset the loss of one parent's income decline.

Generally speaking, the living standard of families with children is lower than that of families without children. For example, the annual income of a couple and two children is 22,370 euros, and the annual income of a couple without children is 25,850 euros.

10. The living standard of immigrant children is lower than that of French children 14%.

The average annual income of the descendants of immigrants (born in France but with at least one immigrant parent) is 19570 euros, which is lower than that of the descendants of French parents (228 10 euros) 14%. For European immigrants, the gap is very small (-1%), but for African immigrants, the gap is as high as 30%.

In 2008, 20% of the descendants of immigrants lived below the poverty line, while the proportion of French descendants was 10%.