Traditional Culture Encyclopedia - Traditional stories - What is the purpose of leasing enterprises to adopt financial leasing?

What is the purpose of leasing enterprises to adopt financial leasing?

(1) The program is simple. The credit audit procedure is simple, and financing and materials are integrated, which greatly saves time, enables enterprises to obtain the right to use equipment in the shortest time, conduct production and operation, and quickly seize market opportunities.

(2) Flexible leasing methods. Bank loans are generally in place at one time and returned at one time; However, leasing companies can customize flexible repayment arrangements for enterprises according to their financial strength and seasonal sales.

(3) Cost saving. The state finance allows enterprises to accelerate the depreciation of leased items, and the depreciation money can repay the rent before tax.

(4) Separate accounting. Financial leasing belongs to off-balance sheet financing, which is not reflected in the liabilities of enterprise balance sheet.

(5) Improve the lessee's asset-liability structure. The lessor directly counts the leased property into the assets and accrues depreciation in accordance with relevant regulations; The lessee will include the rent in the cost to optimize the lessee's asset-liability structure.