Traditional Culture Encyclopedia - Traditional stories - What's the operational difference between Hong Kong local accounts and mainland offshore account?
What's the operational difference between Hong Kong local accounts and mainland offshore account?
There are several differences between Hong Kong accounts and offshore account accounts. On the one hand, the entry and exit of funds in Hong Kong is not controlled, while offshore account is set up by foreign banks in China and should be supervised by financial management institutions in China. Therefore, offshore account cannot deposit cash at present; Secondly, in terms of bank charges, Hong Kong local accounts rarely charge fees, while offshore account charges fees according to each transaction. The third aspect is that the account opening documents are different. Offshore account can accept mainland ID card holders to open accounts, while local accounts in Hong Kong require the account holder to have a passport or pass. Fourth, local accounts in Hong Kong are fully functional, while some functions in offshore account are limited. The fifth is the speed of account opening. The former is faster and the latter is slower. Please consult us for more details.
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