There are several types of pension models.

There are three modes of providing for the aged in China, namely, family providing for the aged, community providing for the aged at home and institution providing for the aged.

"9073"。 90% of the elderly who are healthy and willing to stay with their children adopt family-style home-based care for the elderly; 7% of the elderly rely on community pension service centers to provide day care; 3% of the elderly are provided with old-age security by institutions.

Family pension

Family support for the aged is an interlocking feedback mode. In terms of economic support, family pension is an intergenerational economic transfer. Taking the family as the carrier, the safety function is naturally realized and the safety process is completed. Parents raise their children and children support their parents. This model of the next generation giving back to the previous generation is equal and balanced between every two generations, forming a natural process of family-based pension fund payment, accumulation, appreciation and payment.

(b) Community home care for the elderly

China Home-based Pension Foundation co-ordinates, community home-based pension refers to the way that the elderly choose to spend their old age in a family that conforms to the living habits of our citizens. It takes the community as a platform, integrates all kinds of service resources in the community, and provides services such as helping meals, cleaning, bathing and medical care for the elderly. (Among them, the establishment of canteens for the elderly is the key and difficult point in developing community home-based care for the elderly. )

(3) Institutional pension

The old-age care institution is a proper term for social pension, which refers to an institution that provides comprehensive services such as diet, hygiene, life care, health management and cultural and recreational activities for the elderly. It can be an independent legal person institution, or a department or branch attached to a medical institution, an enterprise or institution, a social group or organization, or a comprehensive social welfare institution.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 1067 If parents fail to perform their maintenance obligations, minor children or adult children who cannot live independently shall have the right to ask their parents to pay alimony.

Parents who fail to perform their maintenance obligations, lack the ability to work or have difficulties in living have the right to claim alimony from their adult children.

Article 1069 Children shall respect their parents' marital rights and shall not interfere with their parents' divorce, remarriage and married life. Children's obligation to support their parents shall not be terminated by the change of their parents' marital relationship.

Article 1072 Stepparents and stepchildren shall not be abused or discriminated against.

The provisions of this law on the relationship between parents and children shall apply to the rights and obligations between stepfathers or stepmothers and their stepchildren.

Article 70 of the Labor Law of People's Republic of China (PRC)

The state develops social insurance, establishes social insurance system and social insurance fund, so that workers can get help and compensation in old age, illness, work injury, unemployment and childbirth.

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.